13 Springtide, Laguna Niguel, CA 92677 Property Records

Orange County property record for 13 Springtide, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,866 sqft · built 1994
Lot Size	0.137 acres (5,980 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Nov 1995)
Tax Bill	$5,716 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`672-571-36`

Property Details

APN / Parcel Number

Primary APN	`672-571-36`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,866 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	5,980 sqft (0.137 acres)
Garage Area	607 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	13 SPRINGTIDE
City	LAGUNA NIGUEL
State	CA
Zip	92677-4260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13929 BLK LOT 46
Legal Subdivision	SEA VIEW
Legal Tract	13929
Legal Lot Number	46
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3008
Census Tract	42332

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	300 E 57TH ST, 8G, NEW YORK, NY 10022-3118
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Line of Credit KINECTA FCU
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 6, 2019	Deed of Trust, Mortgage · Line of Credit CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 1995 · Amount on Record
Deed Sale	Nov 21, 1995 · Amount on Record
Prior Sale	Aug 24, 1994 · Amount on Record
Deed Document Number	1995517338
Last Transfer Date	Sep 3, 2009
Transfer Doc	0000484598
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	13 SPRINGTIDE, LAGUNA NIGUEL, CA 92677-4260
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 SPRINGTIDE, LAGUNA NIGUEL, CA 92677-4260

Mortgage

Document Number	0000065757
Date	Mar 5, 2026
Instrument	2026000065757

Lender

Name	KINECTA FCU
Type	Credit Union
Address	MANHATTAN BEACH, CA 90266

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 29, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	13 SPRINGTIDE, LAGUNA NIGUEL, CA 92677-4260
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 SPRINGTIDE, LAGUNA BEACH, CA 92677-4260

Mortgage

Document Number	0000097317
Date	Feb 11, 2021
Instrument	2021000097317

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	13 SPRINGTIDE, LAGUNA NIGUEL, CA 92677-4260
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070187
Date	Mar 6, 2019
Instrument	2019000070187

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$576,115 (+2%) Land $184,627 Building $391,488
2025	$5,716.00 (+3.89%)	$564,819 (+4.04%) Land $181,007 Building $383,812
2023	$5,502.00 (+1.93%)	$542,888 Land $173,979 Building $368,909
2022	$5,398.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

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