13 Spring Creek Dr, Spring Valley, IL 61362 Property Records

Bureau County property record for 13 Spring Creek Dr, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1977
Lot Size	0.583 acres (25,399 sqft)
Owner	Individual Name on Record
Tax Bill	$10,084 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-26-327-008`

Property Details

APN / Parcel Number

Primary APN	`18-26-327-008`
Alternative APN	`2563`

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	25,399 sqft (0.583 acres)

Location & Zoning

Account Number	1826327008
Street Address	13 SPRING CREEK DR
City	SPRING VALLEY
State	IL
Zip	61362-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-SPRING CREEK SD L 12-13 D 19-2379
Legal Range	11
Legal Township	16
Legal Section	26
Legal Subdivision	SPRING CREEK SD
Legal Lot Number	12-13
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	3
Census Block	3029
Census Tract	965100

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN NATIONAL BANK
Feb 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	13 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R03578
Date	Aug 14, 2020
Instrument	2020R03578

Lender

Name	HOMETOWN NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	13 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R00483
Date	Feb 14, 2023
Instrument	2023R00483

Lender

Name	HOMETOWN NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2033

Interest

Rate Type	Fixed Rate
Rate	5.8%

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,084.00 (-4.01%)	$121,288 (+15.77%) Land $11,577 Building $109,711	$363,864 (+15.77%) Land $34,731 Building $329,133
2023		$104,767 Land $10,000 Building $94,767	$314,301 Land $30,000 Building $284,301
2022	$10,505.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1982–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Geneseo Communications Services Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: IVNet, Nextlink.

Nearby Properties on Spring Creek Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures