Bureau County property record for 11 Spring Creek Dr, Spring Valley, IL 61362
| Property Type | Single Family Home |
|---|---|
| Details | built 1986 |
| Lot Size | 0.544 acres (23,711 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Sep 2023) |
| Tax Bill | $13,467 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-26-327-002 |
| Primary APN | 18-26-327-002 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 23,711 sqft (0.544 acres) |
| Account Number | 1826327002 |
|---|---|
| Street Address | 11 SPRING CREEK DR |
| City | SPRING VALLEY |
| State | IL |
| Zip | 61362-1503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY-SPRING CREEK SD (2ND ADD.) L 11 D 23-2951 |
| Legal Range | 11 |
| Legal Township | 16 |
| Legal Section | 26 |
| Legal Subdivision | SPRING CREEK SD 2ND ADD |
| Jurisdiction | BUREAU IL |
| Township / Civil Division | HALL |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 965100 |
Source: Bureau County assessment roll, as of May 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jan 6, 2026 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT |
| Sep 8, 2023 | Joint Tenancy Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 8, 2023 · Amount on Record |
| Deed Sale | Sep 8, 2023 · Amount on Record |
| Deed Document Number | 20232951 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUREAU IL |
| Property Address | 11 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2026R00039 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 2026R00039 |
| Name | VILLAGE CAPITAL & INVESTMENT |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | BUREAU IL |
| Recording Date | Sep 8, 2023 |
| Property Address | 11 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503 |
| Document Number | 2023R02951 |
| Map Reference | DOC 76-3540 |
| Instrument Date | Sep 6, 2023 |
| Instrument | 2023R02951 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $562.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503 |
| Document Number | 2023R02952 |
|---|---|
| Date | Sep 8, 2023 |
| Instrument | 2023R02952 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
Source: Bureau County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Bureau County |
| County Subdivision | Hall Township |
| Municipality | Spring Valley City |
| Secondary School District | Hall High School District 502 (09 - 12) |
| Elementary School District | Spring Valley Community Consolidated School District 99 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,467.00 (+56.07%) | $142,780 (+41.11%) Land $10,197 Building $132,583 | $428,340 (+41.11%) Land $30,591 Building $397,749 |
| 2023 | $101,182 (+18.56%) Land $8,808 Building $92,374 | $303,546 (+18.56%) Land $26,424 Building $277,122 | |
| 2022 | $8,629.00 | $85,341 Land $8,125 Building $77,216 | $256,023 Land $24,375 Building $231,648 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1982–2013) |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING VALLEY serves 5,582 people · EPA ID IL0111000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MCC Network Services Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Geneseo Communications Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Connecting Point Computer Center.
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