4 Spring Creek Dr, Spring Valley, IL 61362 Property Records

Bureau County property record for 4 Spring Creek Dr, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1977
Lot Size	3.34 acres (145,490 sqft)
Owner	Individual Name on Record
Last Sale	$259,000 (Feb 2021)
Tax Bill	$14,594 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-26-326-004`

Property Details

APN / Parcel Number

Primary APN	`18-26-326-004`
Alternative APN	`2554`

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	145,490 sqft (3.34 acres)

Location & Zoning

Account Number	1826326004
Street Address	4 SPRING CREEK DR
City	SPRING VALLEY
State	IL
Zip	61362-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-SPRING CREEK SD L 4-5 D 22-3272
Legal Range	11
Legal Township	16
Legal Section	26
Legal Subdivision	SPRING CREEK SD
Legal Lot Number	4-5
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	3
Census Block	3029
Census Tract	965100

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage EUREKA SAVINGS BANK
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH CENTRAL BANK
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTH CENTRAL BANK
Aug 31, 2022	Warranty Deed, Transfer · Conventional Mortgage EUREKA SAVINGS BANK
Feb 25, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 25, 2021	Warranty Deed, Transfer · Conventional Mortgage SPRING VALLEY CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2021 · Amount on Record
Deed Sale	Feb 25, 2021 · Amount on Record
Deed Document Number	2021806
Prior Transfer Date	Feb 2, 2021
Prior Transfer Doc	2021R00807
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Recording Date	Apr 8, 2026
Property Address	4 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503
Document Number	2026R01207
Instrument Date	Mar 28, 2026
Instrument	20261207
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503

Mortgage

Document Number	0000001207,
Date	Apr 8, 2026
Instrument	20261207

Lender

Name	EUREKA SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	16.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	4 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R02993
Date	Jul 6, 2021
Instrument	2021R02993

Lender

Name	NORTH CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	4 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R00948
Date	Mar 10, 2022
Instrument	2022R00948

Lender

Name	NORTH CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 19, 2042

Interest

Rate Type	Fixed Rate

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Aug 31, 2022
Property Address	4 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503
Document Number	2022R03272
Map Reference	DOC 76-271
Instrument Date	Aug 30, 2022
Instrument	2022R03272
Transaction Type	Transfer
Record Updated	Sep 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503

Mortgage

Document Number	2022R03273
Date	Aug 31, 2022
Instrument	2022R03273

Lender

Name	EUREKA SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6%

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUREAU IL
Recording Date	Feb 25, 2021
Property Address	4 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503
Document Number	2021R00807
Map Reference	MB532PG486DOC76-271
Instrument Date	Feb 2, 2021
Instrument	2021R00807
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Feb 25, 2021
Property Address	4 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503
Document Number	2021R00806
Map Reference	MB532PG486DOC76-271
Instrument Date	Aug 20, 2019
Instrument	2021R00806
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$388.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503

Mortgage

Document Number	2021R00808
Date	Feb 25, 2021
Instrument	2021R00808

Lender

Name	SPRING VALLEY CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.88%

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,594.00 (+3.95%) Homeowner's exemption	$153,728 (+8.56%) Land $25,476 Building $128,252	$461,184 (+8.56%) Land $76,428 Building $384,756
2024	$14,040.00 (+42.13%)	$141,606 (+6.64%) Land $23,467 Building $118,139	$424,818 (+6.64%) Land $70,401 Building $354,417
2023		$132,789 Land $22,006 Building $110,783	$398,367 Land $66,018 Building $332,349
2022	$9,878.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1982–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Geneseo Communications Services Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: IVNet, Nextlink.

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