Bureau County property record for 4 Spring Creek Dr, Spring Valley, IL 61362
| Property Type | Single Family Home |
|---|---|
| Details | built 1977 |
| Lot Size | 3.34 acres (145,490 sqft) |
| Owner | Individual Name on File |
| Last Sale | $259,000 (Feb 2021) |
| Tax Bill | $14,594 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-26-326-004 |
| Primary APN | 18-26-326-004 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 145,490 sqft (3.34 acres) |
| Account Number | 1826326004 |
|---|---|
| Street Address | 4 SPRING CREEK DR |
| City | SPRING VALLEY |
| State | IL |
| Zip | 61362-1503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY-SPRING CREEK SD L 4-5 D 22-3272 |
| Legal Range | 11 |
| Legal Township | 16 |
| Legal Section | 26 |
| Legal Subdivision | SPRING CREEK SD |
| Legal Lot Number | 4-5 |
| Jurisdiction | BUREAU IL |
| Township / Civil Division | HALL |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 965100 |
Source: Bureau County assessment roll, as of May 8, 2026
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| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EUREKA SAVINGS BANK |
| Jul 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTH CENTRAL BANK |
| Mar 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NORTH CENTRAL BANK |
| Aug 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage EUREKA SAVINGS BANK |
| Feb 25, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Feb 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage SPRING VALLEY CITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 25, 2021 · Amount on Record |
| Deed Sale | Feb 25, 2021 · Amount on Record |
| Deed Document Number | 2021806 |
| Prior Transfer Date | Feb 2, 2021 |
| Prior Transfer Doc | 2021R00807 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUREAU IL |
| Recording Date | Apr 8, 2026 |
| Property Address | 4 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503 |
| Document Number | 2026R01207 |
| Instrument Date | Mar 28, 2026 |
| Instrument | 20261207 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503 |
| Document Number | 0000001207, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 20261207 |
| Name | EUREKA SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 16.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUREAU IL |
| Property Address | 4 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2021R02993 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 2021R02993 |
| Name | NORTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUREAU IL |
| Property Address | 4 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022R00948 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 2022R00948 |
| Name | NORTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 19, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUREAU IL |
| Recording Date | Aug 31, 2022 |
| Property Address | 4 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503 |
| Document Number | 2022R03272 |
| Map Reference | DOC 76-271 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 2022R03272 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503 |
| Document Number | 2022R03273 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 2022R03273 |
| Name | EUREKA SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUREAU IL |
| Recording Date | Feb 25, 2021 |
| Property Address | 4 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503 |
| Document Number | 2021R00807 |
| Map Reference | MB532PG486DOC76-271 |
| Instrument Date | Feb 2, 2021 |
| Instrument | 2021R00807 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUREAU IL |
| Recording Date | Feb 25, 2021 |
| Property Address | 4 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503 |
| Document Number | 2021R00806 |
| Map Reference | MB532PG486DOC76-271 |
| Instrument Date | Aug 20, 2019 |
| Instrument | 2021R00806 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $388.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 SPRING CREEK DR, SPRING VALLEY, IL 61362-1503 |
| Document Number | 2021R00808 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 2021R00808 |
| Name | SPRING VALLEY CITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 2.88% |
|---|
Source: Bureau County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Bureau County |
| County Subdivision | Hall Township |
| Municipality | Spring Valley City |
| Secondary School District | Hall High School District 502 (09 - 12) |
| Elementary School District | Spring Valley Community Consolidated School District 99 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,594.00 (+3.95%) Homeowner's exemption | $153,728 (+8.56%) Land $25,476 Building $128,252 | $461,184 (+8.56%) Land $76,428 Building $384,756 |
| 2024 | $14,040.00 (+42.13%) | $141,606 (+6.64%) Land $23,467 Building $118,139 | $424,818 (+6.64%) Land $70,401 Building $354,417 |
| 2023 | $132,789 Land $22,006 Building $110,783 | $398,367 Land $66,018 Building $332,349 | |
| 2022 | $9,878.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1982–2013) |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING VALLEY serves 5,582 people · EPA ID IL0111000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MCC Network Services Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Geneseo Communications Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Connecting Point Computer Center.
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