13 Ralph Rd, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 13 Ralph Rd, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,112 sqft · built 1969
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$925,000 (May 2026)
Tax Bill	$7,137 (2026)
Deeds & Mortgages	Jul 2023 Refinance May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0105 B:0093`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0105 B:0093`
Alternative APN	`13254`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,112 sqft Living Area
1st Floor Area	1,364 sqft
Basement Area	690 sqft
Unfinished Basement	690 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Lot Area	10,001 sqft (0.23 acres)
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	13254
Street Address	13 RALPH RD
City	PEABODY
State	MA
Zip	01960-4818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	93
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	3
Census Block	3001
Census Tract	210500

Owner

Source: Essex County and Peabody City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 RALPH RD, PEABODY, MA 01960-4818
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
May 1, 2026	Quit Claim Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A
Sep 30, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEW FED MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Sep 30, 2022 · Amount on Record
Deed Document Number	2026220
Deed Book / Page	43360 / 469
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	13 RALPH RD, PEABODY, MA 01960-4818
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041688-302
Date	Jul 31, 2023
Book Page	41688/302
Instrument	20230731001300

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEABODY MA
Recording Date	May 1, 2026
Property Address	13 RALPH RD, PEABODY, MA 01960-4818
Document Number	043360-469
Book / Page	43360 / 469
Instrument Date	Apr 23, 2026
Instrument	2026220
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13 RALPH RD, PEABODY, MA 01960-4818

Mortgage

Date	May 1, 2026

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Type Change Date	May 1, 2033
Index	Other
Margin	3
Max Rate	-1%

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEABODY MA
Recording Date	Sep 30, 2022
Property Address	13 RALPH RD, PEABODY, MA 01960-4818
Document Number	041223-451
Book / Page	41223 / 451
Instrument Date	Sep 30, 2022
Instrument	20220930004590
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13 RALPH RD, PEABODY, MA 01960-4818

Mortgage

Document Number	0000000460
Date	Sep 30, 2022
Instrument	460

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Oct 1, 2029
Max Rate At Change	3%
Index	Other
Margin	3

Tax Assessment & Valuation

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,137.00 (+2.59%)	$753,600 (+0.31%) Land $264,000 Building $489,600	$862,769 (-3.6%)
2025	$6,957.00 (+0.91%)	$751,300 (-0.61%) Land $244,500 Building $506,800	$894,995
2024	$6,894.00 (+5.59%)	$755,900 (+10.22%) Land $244,500 Building $511,400
2023	$6,529.00	$685,800 Land $218,300 Building $467,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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