10 Ralph Rd, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 10 Ralph Rd, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,520 sqft · built 2016
Lot Size	0.248 acres (10,799 sqft)
Owner	2 Individual Names on File
Last Sale	$1,072,521 (Oct 2025)
Tax Bill	$10,208 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Mar 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0105 B:0078`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0105 B:0078`
Alternative APN	`13244`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,520 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	10,799 sqft (0.248 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	13244
Street Address	10 RALPH RD
City	PEABODY
State	MA
Zip	01960-4819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	78
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	3
Census Block	3003
Census Tract	210500

Owner

10 Ralph Rd is owned and occupied by two individuals who bought it in October 2025.

Source: Essex County and Peabody City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 RALPH RD, PEABODY, MA 01960-4819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Quit Claim Deed, Transfer ROCKLAND TRUST CO
Mar 1, 2017	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Dec 20, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU
Dec 31, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on File
Deed Sale	Oct 28, 2025 · Amount on File
Prior Sale	Sep 11, 2015 · Amount on File
Deed Document Number	20252950
Deed Book / Page	43032 / 391
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEABODY MA
Recording Date	Oct 28, 2025
Property Address	10 RALPH RD, PEABODY, MA 01960-4819
Document Number	043032-391
Book / Page	43032 / 391
Instrument Date	Oct 28, 2025
Instrument	20251028002950
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 RALPH RD, PEABODY, MA 01960-4819

Mortgage

Document Number	20251028002960
Date	Oct 28, 2025
Instrument	20251028002960

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	10 RALPH RD, PEABODY, MA 01960-4819
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35710-561
Date	Mar 1, 2017
Book Page	35710/561
Instrument	350

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	10 RALPH RD, PEABODY, MA 01960-4819
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38134-424
Date	Dec 20, 2019
Book Page	38134/424
Instrument	20191220004350

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	193 Months
Due	Jan 1, 2036

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEABODY MA
Recording Date	Dec 31, 2019
Property Address	10 RALPH RD, PEABODY, MA 01960-4819
Document Number	38164-219
Book / Page	038164 / 000219
Instrument Date	Oct 24, 2019
Instrument	1231002530
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	10 RALPH RD PEABODY MA 019604819, PEABODY, MA 01960-4819

Tax Assessment & Valuation

The 2026 property tax bill for 10 Ralph Rd was $10,208, up 20.9% from the year before.

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,208.00 (+20.9%)	$1,077,900 (+18.22%) Land $264,800 Building $813,100	$1,040,218 (+31.7%)
2025	$8,443.00 (+7.55%)	$911,800 (+5.94%) Land $245,100 Building $666,700	$789,830
2024	$7,850.00 (+5.4%)	$860,700 (+10.01%) Land $245,100 Building $615,600
2023	$7,448.00	$782,400 Land $218,900 Building $563,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Ralph Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Ralph Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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