11 Ralph Rd, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 11 Ralph Rd, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,952 sqft · built 1966
Lot Size	0.248 acres (10,799 sqft)
Owner	2 Individual Names on File
Last Sale	$830,000 (Jan 2025)
Tax Bill	$6,547 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit Mar 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0105 B:0094`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0105 B:0094`
Alternative APN	`13255`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,952 sqft Living Area
1st Floor Area	1,332 sqft
Basement Area	620 sqft
Unfinished Basement	620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Lot Area	10,799 sqft (0.248 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	13255
Street Address	11 RALPH RD
City	PEABODY
State	MA
Zip	01960-4818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	LAUREL HEIGHTS
Legal Block	94
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	3
Census Block	3001
Census Tract	210500

Owner

11 Ralph Rd is owned and occupied by two individuals who acquired it in February 2025.

Source: Essex County and Peabody City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 RALPH RD, PEABODY, MA 01960-4818
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Line of Credit LIBERTY BAY CREDIT UNION
Mar 5, 2025	Quit Claim Deed, Transfer · ARM SALEM FIVE MORTGAGE CORP
Jul 27, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2025 · Amount on File
Deed Sale	Jan 30, 2025 · Amount on File
Prior Sale	Jul 27, 2020 · Amount on File
Deed Book / Page	42552 / 350
Last Transfer Date	Feb 28, 2025
Transfer Doc	042599-463
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	11 RALPH RD, PEABODY, MA 01960-4818
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039997-307
Date	Jun 21, 2021
Book Page	39997/307
Instrument	20210621000810

Lender

Name	LIBERTY BAY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEABODY MA
Recording Date	Mar 5, 2025
Property Address	11 RALPH RD, PEABODY, MA 01960-4818
Document Number	042599-463
Book / Page	42599 / 463
Instrument Date	Feb 28, 2025
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11 RALPH RD, PEABODY, MA 01960-4818

Mortgage

Document Number	0042599466
Date	Mar 5, 2025
Instrument	42599/466

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Type Change Date	Mar 1, 2032
Index	Other

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEABODY MA
Recording Date	Jul 27, 2020
Property Address	11 RALPH RD, PEABODY, MA 01960-4818
Document Number	38754-212
Book / Page	38754 / 212
Instrument Date	Jul 10, 2020
Instrument	20200727004160
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 RALPH RD, PEABODY, MA 01960-4818

Mortgage

Document Number	200727004170
Date	Jul 27, 2020
Instrument	200727004170

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 11 Ralph Rd was $6,547, up 5.2% from the year before.

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,547.00 (+5.22%)	$691,300 (+2.89%) Land $264,800 Building $426,500	$762,950 (-2.59%)
2025	$6,222.00 (+5.69%)	$671,900 (+4.09%) Land $245,100 Building $426,800	$783,275
2024	$5,887.00 (+4.01%)	$645,500 (+8.58%) Land $245,100 Building $400,400
2023	$5,660.00	$594,500 Land $218,900 Building $375,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Ralph Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Ralph Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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