Flagler County property record for 13 Pershing Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,594 sqft · built 2004 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Apr 2018) |
| Tax Bill | $4,000 (2025) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Apr 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7025-00140-0040 |
| Primary APN | 07-11-31-7025-00140-0040 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,594 sqft Living Area |
| Gross Area | 3,249 sqft |
| 1st Floor Area | 2,594 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Concrete Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,001 sqft (0.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 450 sqft |
| Pool Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 13 PERSHING LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-4704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 25 BL 14 LT 4 OR 124 PG 272 OR 288 PG 202 OR 553 PG 1539 OR 627 PG 700 OR 2271/146 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 14 |
| Legal Lot Number | 4 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 60212 |
Source: Flagler County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13 PERSHING LN, PALM COAST, FL 32164-4704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK NA |
| Apr 7, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 10, 2018 | Warranty Deed, Transfer · FHA Mortgage MB FINANCIAL BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2018 · Amount on Record |
| Deed Sale | Apr 10, 2018 · Amount on Record |
| Prior Sale | Sep 14, 1998 · Amount on Record |
| Deed Document Number | 201812884 |
| Deed Book / Page | 2271 / 146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 13 PERSHING LN, PALM COAST, FL 32164-4704 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 13 PERSHING LN, PALM COAST, FL 32164-4704 |
| Document Number | 0027900270 |
|---|---|
| Date | Jun 20, 2023 |
| Book Page | 2790/270 |
| Instrument | 2023026381 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45277 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 13 PERSHING LN, PALM COAST, FL 32164-4704 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 13 PERSHING LN, PALM COAST, FL 32164-4704 |
| Document Number | 0026760029 |
|---|---|
| Date | Apr 7, 2022 |
| Book Page | 2676/29 |
| Instrument | 2022018428 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | May 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 10, 2018 |
| Property Address | 13 PERSHING LN, PALM COAST, FL 32164-4704 |
| Document Number | 0022710146 |
| Book / Page | 2271 / 0146 |
| Map Reference | MB9 PG1-19 |
| Instrument Date | Apr 2, 2018 |
| Instrument | 2018012884 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | COVENANT CLOSING & TITLE SER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30 EDGELY LN, 30, PALM COAST, FL 32164-6353 |
| Name | Verified Name |
|---|---|
| Address | 13 PERSHING LN, PALM COAST, FL 32164-4704 |
| Document Number | 2018012885 |
|---|---|
| Date | Apr 10, 2018 |
| Instrument | 2018012885 |
| Name | MB FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,000.00 (-29.49%) Homeowner's exemption | $263,293 (+5.99%) | $362,993 (-2.09%) Land $52,000 Building $310,993 |
| 2023 | $5,673.00 (+0.62%) Homeowner's exemption | $248,421 (+3%) | $370,757 (+11.61%) Land $42,500 Building $328,257 |
| 2022 | $5,638.00 Homeowner's exemption | $241,185 | $332,178 Land $43,000 Building $289,178 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 56 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 7 (2007–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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