Flagler County property record for 20 Pershing Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,962 sqft · built 2006 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $248,900 (Dec 2006) |
| Deeds & Mortgages | Jun 2020 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7025-00130-0250 |
| Primary APN | 07-11-31-7025-00130-0250 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,962 sqft Heated Area |
| Gross Area | 3,660 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Fence | Fence |
| Storage Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 20 PERSHING LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 25 BLOCK 00013 LOT 0025 SUBDIVISION COMPLETION YEAR 1975 OR BOOK 103 PAGE 128 OR 1214 PG 1694- DC OR 1214 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 13 |
| Legal Lot Number | 25 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 60212 |
The current owner of 20 Pershing Ln bought it in December 2006.
Source: Flagler County records, as of December 22, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 20 PERSHING LN, PALM COAST, FL 32164-7447 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Nov 2, 2018 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2006 · Amount on File |
| Deed Sale | Dec 15, 2006 · Amount on File |
| Prior Sale | Sep 13, 2005 · Amount on File |
| Deed Document Number | 2006062353 |
| Deed Book / Page | 1518 / 0568 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 20 PERSHING LN, PALM COAST, FL 32164-7447 |
| Document Number | 0024500169 |
| Instrument Date | Jun 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 PERSHING LN PALM COAST FL 321647447, PALM COAST, FL 32164-7447 |
| Document Number | 0024500169 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 002450/000169 |
| Instrument | 22282 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 20 PERSHING LN, PALM COAST, FL 32164-7447 |
| Document Number | 0023171436 |
| Instrument Date | Nov 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 PERSHING LN PALM COAST FL 321647447, PALM COAST, FL 32164-7447 |
| Document Number | 0023171436 |
|---|---|
| Date | Nov 8, 2018 |
| Book Page | 002317/001436 |
| Instrument | 42198 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2048 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $188,022 | $357,890 Land $52,000 Building $305,890 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $177,401 | $364,661 Land $42,500 Building $322,161 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Pershing Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 56 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 7 (2007–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Pershing Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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