Flagler County property record for 1 Pershing Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,247 sqft · built 1990 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Apr 2023) |
| Tax Bill | $3,019 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jul 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7025-00140-0010 |
| Primary APN | 07-11-31-7025-00140-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,247 sqft Living Area |
| Gross Area | 2,175 sqft |
| 1st Floor Area | 1,247 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,985 sqft (0.344 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 544 sqft |
| Pool Area | 360 sqft |
| Deck Area | 504 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1 PERSHING LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-4704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 25 BL 14 LT 1 OR 171 PG 135 OR 306 PG 604 OR 335 PG 57 OR 419 PG 333 OR 432 PG 950 OR 623 PG 72-CT OR 668 PG 931 OR 690 PG 79-CD OR 2704/763-RDMAN STEPHEN B SHEAR II OR 2769/568-DC-KAREN |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 14 |
| Legal Lot Number | 1 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 60212 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1 PERSHING LN, PALM COAST, FL 32164-4704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Apr 5, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 11, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 28, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 29, 2019 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2023 · Amount on Record |
| Deed Sale | Apr 5, 2023 · Amount on Record |
| Prior Sale | Apr 11, 2000 |
| Deed Document Number | 202313722 |
| Deed Book / Page | 2769 / 62 |
| Prior Transfer Date | Jun 23, 2022 |
| Prior Transfer Doc | 0027040763 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 5, 2023 |
| Property Address | 1 PERSHING LN, PALM COAST, FL 32164-4704 |
| Document Number | 0027690062 |
| Book / Page | 2769 / 62 |
| Map Reference | MB 9 PG 1-19 |
| Instrument Date | Mar 28, 2023 |
| Instrument | 2023013722 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2023 |
| Title Company | OCEAN BLUE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1828 ANHINGA DR, PORT ORANGE, FL 32128-4524 |
| Name | Verified Name |
|---|---|
| Address | 1 PERSHING LN, PALM COAST, FL 32164-4704 |
| Document Number | 0000276964 |
|---|---|
| Date | Apr 5, 2023 |
| Instrument | 2769/64 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jul 11, 2022 |
| Property Address | 1 PERSHING LN, PALM COAST, FL 32164-4704 |
| Document Number | 0027040763 |
| Book / Page | 2704 / 763 |
| Map Reference | MB 9 PG 6 |
| Instrument Date | Jun 23, 2022 |
| Instrument | 2022035329 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 PINELARK LN, PALM COAST, FL 32164-7018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 1 PERSHING LN, PALM COAST, FL 32164-4704 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1 PERSHING LN, PALM COAST, FL 32164-4704 |
| Document Number | 0026220074 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 2622/74 |
| Instrument | 2021059581 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 1 PERSHING LN, PALM COAST, FL 32164-4704 |
| Document Number | 0023591061 |
| Instrument Date | May 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 PERSHING LN PALM COAST FL 321644704, PALM COAST, FL 32164-4704 |
| Document Number | 0023591061 |
|---|---|
| Date | Jun 4, 2019 |
| Book Page | 002359/001061 |
| Instrument | 19984 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 3, 2049 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,019.00 (-19.54%) Homeowner's exemption | $209,274 (+129.75%) Land $55,125 Building $154,149 | $209,274 (-0.74%) Land $55,125 Building $154,149 |
| 2024 | $3,752.00 (+318.75%) | ||
| 2023 | $896.00 (+2.99%) Homeowner's exemption | $91,086 (+3%) | $210,839 (+3.4%) Land $45,150 Building $165,689 |
| 2022 | $870.00 Homeowner's exemption | $88,433 | $203,916 Land $45,675 Building $158,241 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 56 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 7 (2007–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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