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13 Oregon Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 13 Oregon Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1996
Square Footage1,456 sqft Living Area
Lot Size9,626 sqft (0.221 acres)
OccupancyOwner Occupied
Last Sale$210,000 (2022)
Tax Bill$4,265.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0650-0001-0235
Alternative APNs
  • 263001065000010235
  • 80662

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,456 sqft Living Area
Gross Area2,248 sqft Gross Area
1st Floor1,456 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1996
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,626 sqft (0.221 acres)
Depth X Width100 ft x 96 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area336 sqft Pool
Shed1 Shed
Shed Area48 sqft Shed
Deck Area176 sqft Deck
Porch Area372 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address13 OREGON AVE
CitySAINT CLOUD
StateFL
Zip34769-2557
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD BLVD LOTS IN GALION GARDENS S 96 FT OF LOT 23
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionLAKE FRONT ADD TO TOWN OF ST CLOUD
Legal Tract650
Legal Block235
Legal Lot Number23
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup5
Census Block5005
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0650-0001-0235

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13 OREGON AVE, SAINT CLOUD, FL 34769-2557
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 09, 2022Warranty Deed, Transfer
LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC
Aug 09, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 16, 2021Intrafamily Transfer, Transfer
Feb 24, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 30, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Jul 26, 2017Warranty Deed, Transfer · Conventional Mortgage
PARKSIDE LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 09, 2022 · Amount on Record
Deed SaleAug 09, 2022 · Amount on Record
Prior SaleAug 09, 2022 · Amount on Record
Deed Doc Number2022121687
Deed Book / Page6265 / 2261
Prior Transfer DateJun 24, 2021
Prior Transfer Doc0060040505
Record RefreshedJun 08, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 09, 2022
Property Address13 OREGON AVE, SAINT CLOUD, FL 34769-2557
Document Number0062652259
Book / Page6265 / 2259
Map ReferenceMB B PG 61&62
Instrument DateAug 08, 2022
Instrument2022121686
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
Tax$1,470.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address13 OREGON AVE, 13, SAINT CLOUD, FL 34769-2557

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 OREGON AVE, SAINT CLOUD, FL 34769-2557

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 09, 2022
Property Address13 OREGON AVE, SAINT CLOUD, FL 34769-2557
Document Number0062652261
Book / Page6265 / 2261
Map ReferenceMB B PG 61&62
Instrument DateAug 08, 2022
Instrument2022121687
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyLAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address13 OREGON AVE, 13, SAINT CLOUD, FL 34769-2557

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 OREGON AVE, SAINT CLOUD, FL 34769-2557

Mortgage

Document Number0062652263
DateAug 09, 2022
Book Page6265/2263
Instrument2022121688
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJul 16, 2021
Property Address13 OREGON AVE, SAINT CLOUD, FL 34769-2557
Document Number0060040505
Book / Page6004 / 505
Map ReferenceMB B PG 61
Instrument DateJun 24, 2021
Instrument2021110972
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9845 PR1NGLE ROAD, GALT, CA 95632

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 24, 2021
Property Address13 OREGON AVE, SAINT CLOUD, FL 34769-2557
Document Number0058980248
Book / Page5898 / 248
Map ReferenceMB B PG 61
Instrument DateFeb 19, 2021
Instrument2021027216
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$259.00
Amount AccuracyRounded Values by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 OREGON AVE, SAINT CLOUD, FL 34769-2557

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 30, 2020
Property Address13 OREGON AVE, SAINT CLOUD, FL 34769-2557
Document Number0058022291
Book / Page5802 / 2291
Map ReferenceMB B PG 61
Instrument DateSep 22, 2020
Instrument2020130670
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyPLATINUM TTL OF SOUTH FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 573, DUNLEVY, PA 15432-0573

Transferred To (Grantee/Buyer)

NameVerified Name
Address2303 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7821

Mortgage

Document Number0058022293
DateSep 30, 2020
Instrument5802/2293
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 26, 2017
Property Address13 OREGON AVE, SAINT CLOUD, FL 34769-2557
Document Number0051842319
Book / Page005184 / 002319
Instrument DateJul 06, 2017
Instrument108344
Transaction TypeTransfer
Record UpdatedAug 25, 2017
Title CompanyOLIVER TITLE LAW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,456.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address13 OREGON AVE ST CLOUD FL 347692557, ST CLOUD, FL 34769-2557

Mortgage

Document Number51842321
DateJul 26, 2017
Book Page005184/002321
Instrument108345
Lender
NamePARKSIDE LNDG
AddressSAN FRANCISCO, CA 94103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 25, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,413.00 (+3.47%) Homeowner's exemption$289,450 (+5.99%)$338,400 (+23.91%) Land $75,000 Building $263,400
2024$4,265.00 (+2.55%)
2023$4,159.00 (+30.42%) Homeowner's exemption$273,100 (+24.65%) Land $65,000 Building $208,100$273,100 (+19.68%) Land $65,000 Building $208,100
2022$3,189.00 Homeowner's exemption$219,092$228,200 Land $55,000 Building $173,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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