Osceola County property record for 106 Oregon Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1978 |
| Square Footage | 1,283 sqft Heated Area |
| Lot Size | 9,583 sqft (0.219 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $300,000 (2025) |
| Tax Bill | $4,643.00 (2025) |
| Primary APN | 80515 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,283 sqft Heated Area |
| Gross Area | 1,614 sqft Gross Area |
| 1st Floor | 1,283 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,583 sqft (0.219 acres) |
| Depth X Width | 150 ft x 62.5 ft Depth x Width |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 120 sqft Shed |
| Porch | Finished/Screened Porch |
| Porch Area | 250 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 80515 |
|---|---|
| Street Address | 106 OREGON AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2560 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GALION GARDENS PB 1 PG 140 BLK 478 LOTS 7 & N 12.5 FT LOT 8 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND AND 3RD STREETS |
| Legal Tract | 1 |
| Legal Block | 478 |
| Legal Lot Number | 7-8 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 5 |
| Census Block | 5011 |
| Census Tract | 43500 |
Source: Osceola County records · APN 80515
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 106 OREGON AVE, SAINT CLOUD, FL 34769-2560 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 12, 2025 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 12, 2025 · Amount on Record |
| Deed Sale | Aug 12, 2025 · Amount on Record |
| Prior Sale | Sep 14, 2022 · Amount on Record |
| Deed Doc Number | 2025100098 |
| Deed Book / Page | 6833 / 1330 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 12, 2025 |
| Property Address | 106 OREGON AVE, SAINT CLOUD, FL 34769-2560 |
| Document Number | 0068331330 |
| Book / Page | 6833 / 1330 |
| Map Reference | MB 1 PG 140 |
| Instrument Date | Aug 05, 2025 |
| Instrument | 2025100098 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3470 NW 18TH ST, LAUDERHILL, FL 33311-4209 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 106 OREGON AVE, SAINT CLOUD, FL 34769-2560 |
| Document Number | 0068331332 |
|---|---|
| Date | Aug 12, 2025 |
| Instrument | 6833/1332 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 14, 2022 |
| Property Address | 106 OREGON AVE, SAINT CLOUD, FL 34769-2560 |
| Document Number | 0062851351 |
| Book / Page | 6285 / 1351 |
| Map Reference | MB 1 PG 140 |
| Instrument Date | Jul 27, 2022 |
| Instrument | 2022139473 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Title Company | LANDCASTLE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1656 N SHEPHERD RD, 1656, WASHOUGAL, WA 98671-8310 |
| Name | Verified Name |
|---|---|
| Address | 106 OREGON AVE, SAINT CLOUD, FL 34769-2560 |
| Document Number | 0062851352 |
|---|---|
| Date | Sep 14, 2022 |
| Instrument | 6285/1352 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2052 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,643.00 (+41.25%) | $259,200 (+15.35%) Land $60,000 Building $199,200 | $259,200 (+15.35%) Land $60,000 Building $199,200 |
| 2023 | $3,287.00 (+10.3%) Homeowner's exemption | $224,700 (+18.64%) Land $55,000 Building $169,700 | $224,700 (+18.64%) Land $55,000 Building $169,700 |
| 2022 | $2,980.00 | $189,400 Land $50,000 Building $139,400 | $189,400 Land $50,000 Building $139,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Low above 36% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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