112 Oregon Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 112 Oregon Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1983
Square Footage	1,465 sqft Heated Area
Lot Size	9,583 sqft (0.219 acres)
Last Sale	$74,000 (1993)
Tax Bill	$3,794.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`80516`
Alternative APN	`012630000104780080`

Interior

Full Baths	1 Baths
Building Area	1,465 sqft Heated Area
Gross Area	1,705 sqft Gross Area
1st Floor	1,465 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1983
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,583 sqft (0.219 acres)
Depth X Width	150 ft x 62.5 ft Depth x Width

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	225 sqft Shed
Porch	Open Porch
Porch Area	240 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	80516
Street Address	112 OREGON AVE
City	SAINT CLOUD
State	FL
Zip	34769-2560
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GALION GARDENS PB 1 PG 140 BLK 478 S 37.5 FT LOT 8 & N 25 FT OF LOT 9
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND AND 3RD STREETS
Legal Tract	1
Legal Block	478
Legal Lot Number	8-9
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	5
Census Block	5011
Census Tract	43500

Owner

Source: Osceola County records · APN 80516

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	1416 ELFE ST, DANIEL ISLAND, SC 29492-7439
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 1993 · Amount on Record
Deed Sale	Dec 30, 1993 · Amount on Record
Deed Doc Number	0011641551
Record Refreshed	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	112 OREGON AVE, SAINT CLOUD, FL 34769-2560
Transaction Type	Mortgage
Record Updated	Sep 01, 2022
Title Company	PRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 OREGON AVE ABE, SAINT CLOUD, FL 34769-2560

Mortgage

Document Number	0062701809
Date	Aug 17, 2022
Book Page	6270/1809
Instrument	2022126343

Lender

Name	ADDITION FINANCIAL CU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2037

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,794.00 (+17.94%)	$234,700 (+14.94%) Land $60,000 Building $174,700	$234,700 (+14.94%) Land $60,000 Building $174,700
2023	$3,217.00 (+11.35%)	$204,200 (+14.21%) Land $55,000 Building $149,200	$204,200 (+14.21%) Land $55,000 Building $149,200
2022	$2,889.00	$178,800 Land $50,000 Building $128,800	$178,800 Land $50,000 Building $128,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.