Orange County property record for 13 Optima, San Clemente, CA 92672 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,799 sqft Living Area |
| Lot Size | 3,990 sqft (0.092 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $915,000 (2021) |
| Tax Bill | $9,939.00 (2025) |
| Primary APN | 690-601-59 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,799 sqft Living Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 3,990 sqft (0.092 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 444 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 13 OPTIMA |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92672-9407 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N TR 12883 BLK LOT 70 |
| Legal Subdivision | TRACT 12883 |
| Legal Tract | 12883 |
| Legal Lot Number | 70 |
| Jurisdiction | ORANGE CA |
| Minor Civil Division | SOUTH COAST |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 42109 |
Source: Orange County records · APN 690-601-59
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 OPTIMA, SAN CLEMENTE, CA 92672-9407 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 02, 2026 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| May 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Aug 09, 2017 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 03, 2021 · Amount on Record |
| Deed Sale | May 03, 2021 · Amount on Record |
| Prior Sale | Aug 09, 2017 · Amount on Record |
| Deed Doc Number | 2021294928 |
| Prior Transfer Date | Sep 16, 2004 |
| Prior Transfer Doc | 0000846961 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 13 OPTIMA, SAN CLEMENTE, CA 92672-9407 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 13 OPTIMA, SAN CLEMENTE, CA 92672-9407 |
| Document Number | 0000060810 |
|---|---|
| Date | Mar 02, 2026 |
| Instrument | 2026000060810 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 02, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 13 OPTIMA, SAN CLEMENTE, CA 92672-9407 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV |
| Name | Verified Name |
|---|---|
| Address | 1712 JOHNSON ST, BALTIMORE, MD 21230-4912 |
| Document Number | 0000294929 |
|---|---|
| Date | May 03, 2021 |
| Instrument | 2021000294929 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 13 OPTIMA, SAN CLEMENTE, CA 92672-9407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000424410 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 2019000424410 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 13 OPTIMA, SAN CLEMENTE, CA 92672-9407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NEXTITLE |
| Name | Verified Name |
|---|
| Document Number | 0000426481 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 2020000426481 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 13 OPTIMA, SAN CLEMENTE, CA 92672-9407 |
| Document Number | 0000065889 |
| Instrument Date | Feb 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2019 |
| Title Company | AMROCK TITLE CA INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 13 OPTIMA SAN CLEMENTE CA 926729407, SAN CLEMENTE, CA 92672-9407 |
| Document Number | 0000065889 |
|---|---|
| Date | Mar 04, 2019 |
| Instrument | 65889 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 03, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 09, 2017 |
| Property Address | 13 OPTIMA, SAN CLEMENTE, CA 92672-9407 |
| Document Number | 0000336321 |
| Map Reference | MB608 PG33-38 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 2017000336321 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | LANDWOD TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 13 OPTIMA, SAN CLEMENTE, CA 92672-9407 |
| Document Number | 0000336322 |
|---|---|
| Date | Aug 09, 2017 |
| Instrument | 2017000336322 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,010,233 (+2%) Land $809,880 Building $200,353 | |
| 2025 | $9,939.00 (+1.71%) Homeowner's exemption | $990,425 (+4.04%) Land $794,000 Building $196,425 |
| 2024 | $9,772.00 (+2.17%) | |
| 2023 | $9,564.00 (+1.95%) Homeowner's exemption | $951,966 Land $763,167 Building $188,799 |
| 2022 | $9,381.00 |
13 Optima is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Orange County (06059C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 45th percentile of exposed land nationally · 26th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,190 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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