Orange County property record for 12 Optima, San Clemente, CA 92672 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,799 sqft Living Area |
| Lot Size | 3,825 sqft (0.088 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,200,000 (2024) |
| Tax Bill | $12,295.00 (2025) |
| Primary APN | 690-601-28 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,799 sqft Living Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 3,825 sqft (0.088 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 444 sqft Garage |
| Cooling System | Central Cooling |
|---|
| Street Address | 12 OPTIMA |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92672-9406 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N TR 12883 BLK LOT 122 |
| Legal Subdivision | TRACT NO 12883 |
| Legal Tract | 12883 |
| Legal Lot Number | 122 |
| Jurisdiction | ORANGE CA |
| Minor Civil Division | SOUTH COAST |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 42109 |
Source: Orange County records · APN 690-601-28
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 OPTIMA, SAN CLEMENTE, CA 92672-9406 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CLEAREDGE LENDING LLC |
| Apr 15, 2024 | Grant Deed, Transfer · Conventional Mortgage CLEAREDGE LENDING LLC |
| Mar 22, 2021 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2024 · Amount on Record |
| Deed Sale | Apr 15, 2024 · Amount on Record |
| Prior Sale | Mar 22, 2021 · Amount on Record |
| Deed Doc Number | 202493630 |
| Prior Transfer Date | Apr 09, 2024 |
| Prior Transfer Doc | 0000093629 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 12 OPTIMA, SAN CLEMENTE, CA 92672-9406 |
| Transaction Type | Mortgage |
| Record Updated | Jan 08, 2026 |
| Title Company | CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE |
| Name | Verified Name |
|---|---|
| Address | 12 OPTIMA, SAN CLEMENTE, CA 92672-9406 |
| Document Number | 0000353178 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 2025000353178 |
| Name | CLEAREDGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 15, 2024 |
| Property Address | 12 OPTIMA, SAN CLEMENTE, CA 92672-9406 |
| Document Number | 0000093630 |
| Map Reference | MB 608 PG 33-38 |
| Instrument Date | Mar 08, 2024 |
| Instrument | 2024000093630 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Title Company | FIRST AMER TTL CO RES DIV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 128 AVENIDA FLORENCIA # A, A, SAN CLEMENTE, CA 92672-4919 |
| Document Number | 0000093631 |
|---|---|
| Date | Apr 15, 2024 |
| Instrument | 2024000093631 |
| Name | CLEAREDGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 22, 2021 |
| Property Address | 12 OPTIMA, SAN CLEMENTE, CA 92672-9406 |
| Document Number | 0000196679 |
| Map Reference | MB 608 PG 33-38 |
| Instrument Date | Feb 24, 2021 |
| Instrument | 2021000196679 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 OPTIMA, SAN CLEMENTE, CA 92672-9406 |
| Document Number | 0000196680 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 2021000196680 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 12 OPTIMA, SAN CLEMENTE, CA 92672-9406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY INC |
| Name | Verified Name |
|---|
| Document Number | 0000235800 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 2020000235800 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,248,480 (+2%) Land $1,013,759 Building $234,721 | |
| 2025 | $12,295.00 (+23.44%) Homeowner's exemption | $1,224,000 (+24.36%) Land $993,881 Building $230,119 |
| 2023 | $9,960.00 (+1.93%) | $984,218 Land $789,978 Building $194,240 |
| 2022 | $9,771.00 |
12 Optima is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Orange County (06059C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 45th percentile of exposed land nationally · 26th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,190 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures