Orange County property record for 10 Optima, San Clemente, CA 92672 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,690 sqft Living Area |
| Lot Size | 3,230 sqft (0.074 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $450,000 (2003) |
| Tax Bill | $6,593.00 (2025) |
| Primary APN | 690-601-27 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,690 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 3,230 sqft (0.074 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 458 sqft Garage |
| Street Address | 10 OPTIMA |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92672-9406 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N TR 12883 BLK LOT 121 |
| Legal Subdivision | TRACT 12883 |
| Legal Tract | 12883 |
| Legal Lot Number | 121 |
| Jurisdiction | ORANGE CA |
| Minor Civil Division | SOUTH COAST |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 42109 |
Source: Orange County records · APN 690-601-27
Assessment roll updated August 6, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 OPTIMA, SAN CLEMENTE, CA 92672-9406 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 06, 2019 | Deed of Trust, Mortgage · Line of Credit ORANGE CNTYS CU |
| Jul 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ORANGE CNTYS CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 24, 2003 · Amount on Record |
| Deed Sale | Apr 24, 2003 · Amount on Record |
| Prior Sale | Mar 29, 1996 · Amount on Record |
| Deed Doc Number | 2003462674 |
| Last Transfer Date | Jul 24, 2025 |
| Transfer Doc | 0000211799 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 10 OPTIMA, SAN CLEMENTE, CA 92672-9406 |
| Document Number | 0000522134 |
| Instrument Date | Dec 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2019 |
| Title Company | CHICAGO TITLE PIRT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 10 OPTIMA SAN CLEMENTE CA 926729406, SAN CLEMENTE, CA 92672-9406 |
| Document Number | 0000522134 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 522134 |
| Name | ORANGE CNTYS CU |
|---|---|
| Type | Credit Union |
| Address | SANTA ANA, CA 92705 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 12, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 10 OPTIMA, SAN CLEMENTE, CA 92672-9406 |
| Document Number | 0000302036 |
| Instrument Date | Jul 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2017 |
| Title Company | NORTH AMERICAN TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 10 OPTIMA SAN CLEMENTE CA 926729406, SAN CLEMENTE, CA 92672-9406 |
| Document Number | 0000302036 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 302036 |
| Name | ORANGE CNTYS CU |
|---|---|
| Type | Credit Union |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Orange County records · Assessment roll updated August 6, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,593.00 (+3.89%) | $651,596 (+4.04%) Land $423,624 Building $227,972 |
| 2023 | $6,346.00 (+1.94%) | $626,295 Land $407,175 Building $219,120 |
| 2022 | $6,225.00 |
10 Optima is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Orange County (06059C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 45th percentile of exposed land nationally · 26th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,190 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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