Bergen County and Waldwick Borough property record for 11 Monroe St, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,691 sqft · built 1951 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Aug 2011) |
| Tax Bill | $12,967 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00120-01-00030 |
| Primary APN | 64-00120-01-00030 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,691 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 001876 |
|---|---|
| Street Address | 11 MONROE ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75X100 3LT |
| Legal Subdivision | HIGHLANDS SEC 4 |
| Legal Block | 120.1 |
| Legal Lot Number | 30 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough records · APN 64-00120-01-00030
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 MONROE ST, WALDWICK, NJ 07463-1410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2024 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Dec 14, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Nov 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 11, 2011 · Amount on Record |
| Deed Sale | Aug 11, 2011 · Amount on Record |
| Deed Document Number | 20118062122 |
| Deed Book / Page | 806 / 2122 |
| Last Transfer Date | Nov 02, 2020 |
| Transfer Doc | 0038660113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 11 MONROE ST, WALDWICK, NJ 07463-1410 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0051781349 |
|---|---|
| Date | Feb 15, 2024 |
| Book Page | 5178/1349 |
| Instrument | 2024009048 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 02, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 14, 2020 |
| Property Address | 11 MONROE ST, WALDWICK, NJ 07463-1410 |
| Document Number | 0038660113 |
| Book / Page | 3866 / 113 |
| Instrument Date | Nov 02, 2020 |
| Instrument | 20-133107 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Title Company | OMEGA SETTLEMENT SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 MONROE ST, 11, WALDWICK, NJ 07463-1410 |
| Name | Verified Name |
|---|---|
| Address | 11 MONROE ST, WALDWICK, NJ 07463-1410 |
| Document Number | 20133108 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 20-133108 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 11 MONROE ST, WALDWICK, NJ 07463-1410 |
| Document Number | 0038660120 |
| Instrument Date | Nov 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 MONROE ST WALDWICK NJ 074631410, WALDWICK, NJ 07463-1410 |
| Document Number | 0038660120 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 003866/000120 |
| Instrument | 133108 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2050 |
Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $565,000 (-) Land $260,100 Building $304,900 | $565,000 (-) Land $260,100 Building $304,900 | |
| 2025 | $12,967.00 (+9.98%) | $565,000 (+46.34%) Land $260,100 Building $304,900 | $565,000 (+46.34%) Land $260,100 Building $304,900 |
| 2024 | $11,790.00 (+7.22%) | ||
| 2023 | $386,100 Land $223,400 Building $162,700 | $386,100 Land $223,400 Building $162,700 | |
| 2022 | $10,996.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1999–2021) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 400 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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