Ocean County and Harvey Cedars Borough property record for 13 Middlesex Ave, Harvey Cedars, NJ 08008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,066 sqft · built 1988 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,700,000 (Nov 2020) |
| Tax Bill | $18,643 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 10-00040-0000-00007-01 |
| Primary APN | 10-00040-0000-00007-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,066 sqft Living Area |
| Gross Area | 3,059 sqft |
| Basement Area | 993 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 6330 |
|---|---|
| Street Address | 13 MIDDLESEX AVE |
| City | HARVEY CEDARS |
| State | NJ |
| Zip | 08008-5875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | 50X100 |
| Legal Subdivision | HARVEY CEDARS |
| Legal Block | 40 |
| Legal Lot Number | 7.1 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | HARVEY CEDARS |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 738100 |
Source: Ocean County and Harvey Cedars Borough records · APN 10-00040-0000-00007-01
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 MIDDLESEX AVE, HARVEY CEDARS, NJ 08008-5875 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 25, 2020 · Amount on Record |
| Deed Sale | Nov 25, 2020 · Amount on Record |
| Prior Sale | Feb 02, 1998 · Amount on Record |
| Deed Document Number | 2020140248 |
| Deed Book / Page | 18172 / 513 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Nov 25, 2020 |
| Property Address | 13 MIDDLESEX AVE, HARVEY CEDARS, NJ 08008-5875 |
| Document Number | 0181720513 |
| Book / Page | 18172 / 513 |
| Instrument Date | Nov 09, 2020 |
| Instrument | 2020140248 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | SURETY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35,045.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 307 BLAIRSDEN CT, 307, SOMERSET, NJ 08873-6031 |
| Name | Verified Name |
|---|---|
| Address | 3201 GULF OF MEXICO DR, LONGBOAT KEY, FL 34228-2805 |
| Document Number | 2020140249 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 2020140249 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: Ocean County and Harvey Cedars Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Harvey Cedars Borough |
| Elementary School District | Long Beach Island School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,676,500 (-) Land $1,150,000 Building $526,500 | $1,676,500 (-) Land $1,150,000 Building $526,500 | |
| 2025 | $18,643.00 (-1.15%) | $1,676,500 (-) Land $1,150,000 Building $526,500 | $1,676,500 (-) Land $1,150,000 Building $526,500 |
| 2024 | $18,860.00 (+16.34%) | ||
| 2023 | $1,676,500 Land $1,150,000 Building $526,500 | $1,676,500 Land $1,150,000 Building $526,500 | |
| 2022 | $16,211.00 |
Source: FEMA National Flood Hazard Layer as of March 16, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 206 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 210 units insured incl. 4 condo units |
| Nearby Flood Claims | 187 (1984–2022) |
| Most Recent Claim | Oct 2022 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 386 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARVEY CEDARS WATER DEPT serves 6,600 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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