12 Middlesex Ave, Harvey Cedars (Beach Haven), NJ 08008 Property Records

Ocean County and Harvey Cedars Borough property record for 12 Middlesex Ave, Harvey Cedars, NJ 08008

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,388 sqft · built 1992
Lot Size	0.253 acres (10,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,600,000 (Oct 2022)
Tax Bill	$24,780 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Oct 2022 Sale
Flood Zone	Zone AO (high risk)
APN	`10-00039-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`10-00039-0000-00019`
Alternative APNs	`100003900019` `6200`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,388 sqft Living Area
1st Floor Area	3,388 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Contemporary
Construction Type	Frame
Roof Type	Hip
Roof Material	Asbestos
Lot Area	10,999 sqft (0.253 acres)
Lot Dimensions	100 ft deep x 110 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	6200
Street Address	12 MIDDLESEX AVE
City	HARVEY CEDARS
State	NJ
Zip	08008-5874
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	110X100
Legal Subdivision	HI-BARBAREE
Legal Block	39
Legal Lot Number	19
Jurisdiction	OCEAN NJ
Township / Civil Division	HARVEY CEDARS
Census Block Group	5
Census Block	5001
Census Tract	738100

Owner

Source: Ocean County and Harvey Cedars Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	300 LOCUST CT, FRANKLIN LAKES, NJ 07417-1145
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 19, 2022	Deed, Transfer UNIVERSITY TITLE INSURANCE AGENCY INC, UNIVERSITY TTL INS AGCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2022 · Amount on Record
Deed Sale	Oct 19, 2022 · Amount on Record
Prior Sale	Dec 28, 2015 · Amount on Record
Deed Document Number	2022110852
Deed Book / Page	19200 / 77
Prior Transfer Date	Dec 21, 2015
Prior Transfer Doc	0162770060
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	12 MIDDLESEX AVE, HARVEY CEDARS, NJ 08008-5874
Transaction Type	Mortgage
Record Updated	Dec 21, 2022
Title Company	UNIVERSITY TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 LOCUST CT, FRANKLIN LAKES, NJ 07417-1145

Mortgage

Document Number	0192480732
Date	Dec 12, 2022
Book Page	19248/732
Instrument	2022126662

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	ELGIN, IL 60124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	Other
Max Rate	10.6%

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Oct 19, 2022
Property Address	12 MIDDLESEX AVE, HARVEY CEDARS, NJ 08008-5874
Document Number	0192000077
Book / Page	19200 / 77
Instrument Date	Oct 12, 2022
Instrument	2022110852
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	UNIVERSITY TITLE INSURANCE AGENCY INC, UNIVERSITY TTL INS AGCY INC

Transaction

Amount	Amount Recorded
Tax	$77,035.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8467 FIRETHORN CT, 8467, NIWOT, CO 80503-7291

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 LOCUST CT, FRANKLIN LAKES, NJ 07417-1145

Tax Assessment & Valuation

Source: Ocean County and Harvey Cedars Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Harvey Cedars Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,228,400 (-) Land $1,605,500 Building $622,900	$2,228,400 (-) Land $1,605,500 Building $622,900
2025	$24,780.00 (-1.15%)	$2,228,400 (-) Land $1,605,500 Building $622,900	$2,228,400 (-) Land $1,605,500 Building $622,900
2024	$25,069.00 (+16.34%)
2023		$2,228,400 Land $1,605,500 Building $622,900	$2,228,400 Land $1,605,500 Building $622,900
2022	$21,548.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 206 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	210 units insured incl. 4 condo units
Nearby Flood Claims	187 (1984–2022)
Most Recent Claim	Oct 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 120 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 38 claims Coastal Storms & Flooding, Mar 1984 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVEY CEDARS WATER DEPT serves 6,600 people · EPA ID NJ1509001
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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