Ocean County and Harvey Cedars Borough property record for 3 Middlesex Ave, Harvey Cedars, NJ 08008
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 1,932 sqft · built 2022 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,975,000 (Mar 2025) |
| Tax Bill | $16,440 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 10-00040-0000-00002 |
| Primary APN | 10-00040-0000-00002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 1,932 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Multi-Family |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 6280 |
|---|---|
| Street Address | 3 MIDDLESEX AVE |
| City | HARVEY CEDARS |
| State | NJ |
| Zip | 08008-5875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | 50X110 |
| Legal Subdivision | HARVEY CEDARS REV PLAN |
| Legal Block | 40 |
| Legal Lot Number | 2 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | HARVEY CEDARS |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 738100 |
Source: Ocean County and Harvey Cedars Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 MIDDLESEX AVE, HARVEY CEDARS, NJ 08008-5875 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2025 · Amount on Record |
| Deed Sale | Mar 4, 2025 · Amount on Record |
| Prior Sale | Dec 10, 2021 · Amount on Record |
| Deed Document Number | 202516015 |
| Deed Book / Page | 19943 / 280 |
| Prior Transfer Date | Jun 28, 2006 |
| Prior Transfer Doc | 0132450236 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Dec 10, 2021 |
| Property Address | 3 MIDDLESEX AVE, HARVEY CEDARS, NJ 08008-5875 |
| Document Number | 0188160817 |
| Book / Page | 18816 / 817 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2021175351 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28,392.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 58 HARVEY CEDAR WAY, WARETOWN, NJ 08758-2734 |
| Name | Verified Name |
|---|---|
| Address | 58 HARVEY CEDAR WAY, WARETOWN, NJ 08758-2734 |
| Document Number | 2021175352 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 2021175352 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
Source: Ocean County and Harvey Cedars Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Harvey Cedars Borough |
| Elementary School District | Long Beach Island School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,478,400 (-) Land $729,600 Building $748,800 | $1,478,400 (-) Land $729,600 Building $748,800 | |
| 2025 | $16,440.00 (-1.15%) | $1,478,400 (+102.63%) Land $729,600 Building $748,800 | $1,478,400 (+102.63%) Land $729,600 Building $748,800 |
| 2024 | $16,632.00 (+68.75%) | ||
| 2023 | $729,600 Land $729,600 | $729,600 Land $729,600 | |
| 2022 | $9,856.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 206 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 210 units insured incl. 4 condo units |
| Nearby Flood Claims | 187 (1984–2022) |
| Most Recent Claim | Oct 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVEY CEDARS WATER DEPT serves 6,600 people · EPA ID NJ1509001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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