Kane County property record for 10 Kensington Loop, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1971 |
| Square Footage | 1,397 sqft Living Area |
| Lot Size | 1,643 sqft (0.38 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $135,000 (2003) |
| Tax Bill | $3,878.00 (2025) |
| Primary APN | 06-10-258-021 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,397 sqft Living Area |
| Gross Area | 2,117 sqft Gross Area |
| Basement Area | 720 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Frame Construction |
| Lot Area | 1,643 sqft (0.38 acres) |
| Depth X Width | 75 ft x 22 ft Depth x Width |
| Cooling System | HVAC Cooling |
|---|---|
| Water Source | Commercial Water Source |
| Street Address | 10 KENSINGTON LOOP |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-2720 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LADDS ELGIN GARDEN QUARTER LOT B-24 |
| Legal Subdivision | LADDS ELGIN GARDEN QUARTER |
| Legal Block | 2 |
| Legal Lot Number | B-24 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 851000 |
Source: Kane County records · APN 06-10-258-021
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 KENSINGTON LOOP, ELGIN, IL 60123-2720 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Jul 19, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 24, 2003 · Amount on Record |
| Deed Sale | Jul 24, 2003 · Amount on Record |
| Prior Sale | Aug 14, 2001 · Amount on Record |
| Deed Doc Number | 2003125874 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 10 KENSINGTON LOOP, ELGIN, IL 60123-2720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 10 KENSINGTON LOOP, ELGIN, IL 60123-2720 |
| Document Number | 0000033627 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 2023K033627 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 10 KENSINGTON LOOP, ELGIN, IL 60123-2720 |
| Document Number | 0000035777 |
| Instrument Date | Jul 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 08, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 10 KENSINGTON LOOP ELGIN IL 601232720, ELGIN, IL 60123-2720 |
| Document Number | 0000035777 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 35777 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,878.00 (+15.76%) Homeowner's exemption | ||
| 2024 | $54,189 (+21.4%) Land $3,539 Building $50,650 | $162,632 (+21.45%) Land $10,621 Building $152,011 | |
| 2022 | $3,350.00 (+5.08%) Homeowner's exemption | $44,638 (+6.96%) Land $2,915 Building $41,723 | $133,914 (+6.96%) Land $8,745 Building $125,169 |
| 2021 | $3,188.00 Homeowner's exemption | $41,733 Land $2,725 Building $39,008 | $125,199 Land $8,175 Building $117,024 |
10 Kensington Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X moderate flood hazard · within the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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