Charles County property record for 13 Keepsake Pl, Waldorf, MD 20602
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,319 sqft · built 1980 |
| Lot Size | 0.067 acres (2,934 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Dec 2020) |
| Tax Bill | $8,265 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Mar 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-109853 |
| Primary APN | 06-109853 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,319 sqft Living Area |
| Gross Area | 1,361 sqft |
| 1st Floor Area | 675 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,934 sqft (0.067 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 85 sqft |
| Patio Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 109853 |
|---|---|
| Street Address | 13 KEEPSAKE PL |
| City | WALDORF |
| State | MD |
| Zip | 20602-2211 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | L-45 PLAT 5 ADAMS LANDING-WAKEFIELD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 2 |
| Legal Lot Number | 45 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 850905 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13 KEEPSAKE PL, WALDORF, MD 20602-2211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Feb 21, 2024 | Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC |
| Mar 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC |
| Dec 4, 2020 | Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2020 · Amount on Record |
| Deed Sale | Dec 4, 2020 · Amount on Record |
| Prior Sale | Sep 25, 2015 · Amount on Record |
| Deed Book / Page | 11472 / 468 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 13 KEEPSAKE PL, WALDORF, MD 20602-2211 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 13 KEEPSAKE PL, WALDORF, MD 20602-2211 |
| Document Number | 0132080020 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 13208/20 |
| Name | DOVENMUEHLE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 316 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 13 KEEPSAKE PL, WALDORF, MD 20602-2211 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 13 KEEPSAKE PL, WALDORF, MD 20602-2211 |
| Document Number | 0128830009 |
|---|---|
| Date | Mar 21, 2023 |
| Book Page | 12883/9 |
| Name | DOVENMUEHLE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Dec 4, 2020 |
| Property Address | 13 KEEPSAKE PL, WALDORF, MD 20602-2211 |
| Document Number | 0114720468 |
| Book / Page | 11472 / 468 |
| Map Reference | MB PCM 28 PL 23 |
| Instrument Date | May 7, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | HOME FIRST TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,762.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 13 KEEPSAKE PL, WALDORF, MD 20602-2211 |
| Document Number | 11472475 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 11472/475 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jun 1, 2050 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,100 (+19.87%) | $288,300 (+17.34%) Land $95,000 Building $193,300 | |
| 2025 | $8,265.00 (+148.42%) | ||
| 2023 | $3,327.00 (+25.5%) | $228,667 (+8.05%) | $245,700 (-) Land $90,000 Building $155,700 |
| 2022 | $2,651.00 | $211,633 | $245,700 Land $90,000 Building $155,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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