12 Keepsake Pl, Waldorf, MD 20602 Property Records

Charles County property record for 12 Keepsake Pl, Waldorf, MD 20602

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,344 sqft · built 1980
Lot Size	0.044 acres (1,933 sqft)
Owner	Individual Name on File
Last Sale	$232,000 (Sep 2020)
Tax Bill	$8,126 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-109861`

Property Details

APN / Parcel Number

Primary APN	`06-109861`
Alternative APNs	`6109861` `109861`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,344 sqft Living Area
Gross Area	1,439 sqft
1st Floor Area	694 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,933 sqft (0.044 acres)
Porch	Enclosed Porch
Porch Area	95 sqft
Deck Area	85 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	109861
Street Address	12 KEEPSAKE PL
City	WALDORF
State	MD
Zip	20602-2210
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	L-46 PLAT 5 ADAMS LANDING-WAKEFIELD ST CHARLES SUB
Legal Subdivision	ST CHARLES SUB
Legal Block	2
Legal Lot Number	46
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2000
Census Tract	850905

Owner

12 Keepsake Pl, a townhouse, is owned and occupied by an individual who bought it in September 2020.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	12 KEEPSAKE PL, WALDORF, MD 20602-2210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on File
Deed Sale	Sep 3, 2020 · Amount on File
Prior Sale	Aug 5, 2015 · Amount on File
Deed Book / Page	11302 / 173
Transfer Doc	0051970297
Record Updated	Oct 29, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Sep 3, 2020
Property Address	12 KEEPSAKE PL, WALDORF, MD 20602-2210
Document Number	0113020173
Book / Page	11302 / 173
Map Reference	MB PCM 28 PG 23
Instrument Date	Jul 27, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	DOUBLE EAGLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	12 KEEPSAKE PL, WALDORF, MD 20602-2210

Mortgage

Document Number	11302181
Date	Sep 3, 2020
Instrument	11302/181

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12 Keepsake Pl was $8,126 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,800 (+6.36%)	$287,000 (-) Land $95,000 Building $192,000
2025	$8,126.00	$254,600	$287,000 Land $95,000 Building $192,000
2023	$3,248.00	$222,633	$238,400 Land $90,000 Building $148,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Keepsake Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Keepsake Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20