10 Keepsake Pl, Waldorf, MD 20602 Property Records

Charles County property record for 10 Keepsake Pl, Waldorf, MD 20602

Property Summary

Property Type	Townhouse
Details	2 ba · 1,344 sqft · built 1980
Lot Size	0.044 acres (1,933 sqft)
Owner	Individual Name on File
Last Sale	$243,000 (Mar 2021)
Tax Bill	$3,174 (2023)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-109896`

Property Details

APN / Parcel Number

Primary APN	`06-109896`
Alternative APNs	`6109896` `109896`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,344 sqft Total Area
1st Floor Area	722 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Townhouse
Exterior Material	Wood
Lot Area	1,933 sqft (0.044 acres)
Deck Area	76 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	109896
Old Parcel Number	6109896
Street Address	10 KEEPSAKE PL
City	WALDORF
State	MD
Zip	20602-2210
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	L-48 PLAT 5 ADAMS LANDING-WAKEFIELD ST CHARLES SUB
Legal Subdivision	CHARLES SUB
Legal Lot Number	48
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2000
Census Tract	850905

Owner

Source: Charles County records · APN 06-109896

Assessment roll updated July 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10 KEEPSAKE PL, WALDORF, MD 20602-2210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 10, 2021 · Amount on Record
Deed Sale	Mar 10, 2021 · Amount on Record
Prior Sale	Jun 16, 2015 · Amount on Record
Deed Document Number	0011675291
Deed Book / Page	11675 / 291
Record Updated	Jun 07, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Mar 10, 2021
Property Address	10 KEEPSAKE PL, WALDORF, MD 20602-2210
Document Number	0116750291
Book / Page	11675 / 291
Map Reference	MB 28 FO 23
Instrument Date	Mar 01, 2021
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	REALTY TITLE INC, REALTY TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,822.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10 KEEPSAKE PL, WALDORF, MD 20602-2210

Mortgage

Document Number	11675298
Date	Mar 10, 2021
Instrument	11675/298

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated July 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,174.00	$217,067	$241,700 Land $90,000 Building $151,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 435 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.