13 Highwood Ridge Trl, Ormond Beach, FL 32174 Property Records

Volusia County property record for 13 Highwood Ridge Trl, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,944 sqft · built 1998
Owner	Individual Name on File
Last Sale	$675,000 (Jul 2022)
Tax Bill	$8,353 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4127-01-00-0480`

Property Details

APN / Parcel Number

Primary APN	`4127-01-00-0480`
Alternative APNs	`31142701000480` `5180719.0` `5180719`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,944 sqft Living Area
1st Floor Area	2,184 sqft
2nd Floor Area	760 sqft
Upper Floors Area	760 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Area	606 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	64 sqft
Patio Area	568 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	5180719.0
Old Parcel Number	31142701000480
Street Address	13 HIGHWOOD RIDGE TRL
City	ORMOND BEACH
State	FL
Zip	32174-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 SHADOW CROSSINGS UNIT I OF HUNTERS RIDGE SUB PHASE I MB 43 PGS 77-81 INC EXC 50% SUBSURFACE RIGHTS PER OR 4187 PG 4931
Legal Range	31E
Legal Township	14S
Legal Section	27
Legal Subdivision	CROSSINGS
Legal Phase	1
Legal Tract	1
Legal Lot Number	48
Legal Unit	1
Jurisdiction	VOLUSIA FL
Township / Civil Division	CENTRAL VOLUSIA
Census Block Group	4
Census Block	4033
Census Tract	83203

Owner

13 Highwood Ridge Trl is owned and occupied by an individual who bought it in July 2022.

Source: Volusia County records, as of December 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	13 HIGHWOOD RIDGE TRL, ORMOND BEACH, FL 32174-2412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERANT MORTGAGE LLC
Nov 9, 2018	Deed of Trust, Mortgage · Line of Credit REUNION BK/FL
Oct 15, 2018	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2022 · Amount on File
Deed Sale	Jul 22, 2022 · Amount on File
Prior Sale	Oct 15, 2018 · Amount on File
Deed Document Number	2022171804
Deed Book / Page	8287 / 836
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jul 22, 2022
Property Address	13 HIGHWOOD RIDGE TRL, ORMOND BEACH, FL 32174-2412
Document Number	0082870836
Book / Page	8287 / 836
Map Reference	MB 43 PG 77-81
Instrument Date	Jul 20, 2022
Instrument	2022171804
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	REALTY PRO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 HIGHWOOD RIDGE TRL, ORMOND BEACH, FL 32174-2412
Investor	Possibly a Property Investor

Mortgage

Document Number	0008287838
Date	Jul 22, 2022
Instrument	8287/838

Lender

Name	AMERANT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	13 HIGHWOOD RIDGE TRL, ORMOND BEACH, FL 32174-2412
Document Number	0076303766
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 HIGH RIDGE TRL ORMOND BEACH FL 32174, ORMOND BEACH, FL 32174

Mortgage

Document Number	0076303766
Date	Dec 6, 2018
Book Page	007630/003766
Instrument	243160

Lender

Name	REUNION BK/FL
Type	Bank
Address	ST AUGUSTINE, FL 32080

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Oct 15, 2018
Property Address	13 HIGHWOOD RIDGE TRL, ORMOND BEACH, FL 32174-2412
Document Number	0076103259
Book / Page	007610 / 003259
Instrument Date	Oct 5, 2018
Instrument	208936
Transaction Type	Transfer
Record Updated	Oct 31, 2018
Title Company	AMERICAS CHOICE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,257.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 HIGHWOOD RIDGE TRL ORMOND BEACH FL 321742412, ORMOND BEACH, FL 32174-2412

Mortgage

Document Number	76103261
Date	Oct 15, 2018
Book Page	007610/003261
Instrument	208937

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 13 Highwood Ridge Trl was $8,353 with a homeowner's exemption.

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,353.00 Homeowner's exemption	$512,489	$602,649 Land $75,000 Building $527,649
2023	$6,209.00 (+66.77%) Homeowner's exemption	$422,019 (+56.94%)	$519,447 (+6.28%) Land $75,000 Building $444,447
2022	$3,723.00 Homeowner's exemption	$268,907	$488,751 Land $70,000 Building $418,751

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13 Highwood Ridge Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 150 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	150 in force
Nearby Flood Claims	3 (2022–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Highwood Ridge Trl is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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