Norfolk County and Dedham Town property record for 13 Harding Ter, Dedham, MA 02026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,013 sqft · built 1910 |
| Lot Size | 0.085 acres (3,720 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $398,999 (Jun 2018) |
| Tax Bill | $5,862 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage May 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DEDH M:0097 L:0038 |
| Primary APN | DEDH M:0097 L:0038 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,013 sqft Living Area |
| Gross Area | 2,325 sqft |
| 1st Floor Area | 665 sqft |
| Basement Area | 665 sqft |
| Unfinished Basement | 385 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,720 sqft (0.085 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 13 HARDING TER |
|---|---|
| City | DEDHAM |
| State | MA |
| Zip | 02026-2506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Subdivision | 80 CLAPP ST |
| Legal Lot Number | 38 |
| Jurisdiction | DEDHAM MA |
| Township / Civil Division | DEDHAM |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 402102 |
Source: Norfolk County and Dedham Town records · APN DEDH M:0097 L:0038
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 HARDING TER, DEDHAM, MA 02026-2506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 29, 2017 | Deed of Trust, Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 26, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Jun 29, 2018 | Quit Claim Deed, Transfer · Conventional with PMI BARRINGTON B & T CO NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2018 · Amount on Record |
| Deed Sale | Jun 29, 2018 · Amount on Record |
| Prior Sale | Jul 31, 2008 · Amount on Record |
| Deed Book / Page | 36103 / 418 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEDHAM MA |
| Property Address | 13 HARDING TER, DEDHAM, MA 02026-2506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35003-369 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | 35003/369 |
| Instrument | 26797 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEDHAM MA |
| Property Address | 13 HARDING TER, DEDHAM, MA 02026-2506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37904-99 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 37904/99 |
| Instrument | 47462 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DEDHAM MA |
| Recording Date | Jun 29, 2018 |
| Property Address | 13 HARDING TER, DEDHAM, MA 02026-2506 |
| Document Number | 36103-418 |
| Book / Page | 036103 / 000418 |
| Instrument Date | Jun 27, 2018 |
| Instrument | 54917 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13 HARDING TER DEDHAM MA 020262506, DEDHAM, MA 02026-2506 |
| Document Number | 36103-420 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 036103/000420 |
| Instrument | 54918 |
| Name | BARRINGTON B & T CO NA |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2048 |
Source: Norfolk County and Dedham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Dedham Town |
| Unified School District | Dedham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,862.00 (+5.19%) | $464,500 (+4.19%) Land $246,700 Building $217,800 | $591,375 (+8.87%) |
| 2024 | $5,573.00 (+4.62%) | $445,800 (+7.45%) Land $233,600 Building $212,200 | $543,210 |
| 2023 | $5,327.00 | $414,900 Land $207,400 Building $207,500 |
Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 94 units insured incl. 86 condo units |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Netafy Fixed Wireless | 150 / 150 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 475 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DEDHAM WESTWOOD WATER DIST. serves 41,630 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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