Norfolk County and Dedham Town property record for 21 Harding Ter, Dedham, MA 02026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,076 sqft · built 1910 |
| Lot Size | 0.083 acres (3,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $517,000 (May 2022) |
| Tax Bill | $6,654 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage May 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | DEDH M:0097 L:0034 |
| Primary APN | DEDH M:0097 L:0034 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,076 sqft Living Area |
| Gross Area | 2,152 sqft |
| 1st Floor Area | 740 sqft |
| Basement Area | 740 sqft |
| Unfinished Basement | 740 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,600 sqft (0.083 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 21 HARDING TER |
|---|---|
| City | DEDHAM |
| State | MA |
| Zip | 02026-2506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Lot Number | 34 |
| Jurisdiction | DEDHAM MA |
| Township / Civil Division | DEDHAM |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 402102 |
Source: Norfolk County and Dedham Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 HARDING TER, DEDHAM, MA 02026-2506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC |
| May 24, 2022 | Correction Deed |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2022 · Amount on Record |
| Deed Sale | May 24, 2022 · Amount on Record |
| Prior Sale | May 31, 2002 · Amount on Record |
| Deed Book / Page | 40561 / 220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DEDHAM MA |
| Recording Date | May 24, 2022 |
| Property Address | 21 HARDING TER, DEDHAM, MA 02026-2506 |
| Document Number | 040561-220 |
| Book / Page | 40561 / 220 |
| Instrument Date | May 24, 2022 |
| Instrument | 45641 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21 HARDING TER, DEDHAM, MA 02026-2506 |
| Document Number | 0000045642 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 45642 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | DEDHAM MA |
| Recording Date | May 24, 2022 |
| Property Address | 21 HARDING TER, DEDHAM, MA 02026-2506 |
| Document Number | 040561-216 |
| Book / Page | 40561 / 216 |
| Instrument Date | May 17, 2022 |
| Instrument | 45639 |
| Record Updated | Jun 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 HARDING TER, DEDHAM, MA 02026-2506 |
Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Dedham Town |
| Unified School District | Dedham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,654.00 (+18.69%) | $541,000 (+21.79%) Land $291,500 Building $249,500 | $554,442 (-10.65%) |
| 2025 | $5,606.00 (+5.32%) | $444,200 (+4.32%) Land $246,000 Building $198,200 | $620,540 (+7.82%) |
| 2024 | $5,323.00 (+4.85%) | $425,800 (+7.69%) Land $232,900 Building $192,900 | $575,510 |
| 2023 | $5,077.00 | $395,400 Land $206,800 Building $188,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 94 units insured incl. 86 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEDHAM WESTWOOD WATER DIST. serves 41,630 people · EPA ID MA3073000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Netafy Fixed Wireless | 150 / 150 |
| T-Mobile Fixed Wireless | 100 / 20 |
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