Norfolk County and Dedham Town property record for 20 Harding Ter, Dedham, MA 02026 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 928 sqft · built 1900 |
| Lot Size | 0.085 acres (3,687 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Jun 2025) |
| Tax Bill | $5,552 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jun 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | DEDH M:0097 L:0042 |
| Primary APN | DEDH M:0097 L:0042 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 928 sqft Living Area |
| Gross Area | 2,072 sqft |
| 1st Floor Area | 580 sqft |
| Basement Area | 678 sqft |
| Unfinished Basement | 678 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,687 sqft (0.085 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20 HARDING TER |
|---|---|
| City | DEDHAM |
| State | MA |
| Zip | 02026-2507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 42 |
| Jurisdiction | DEDHAM MA |
| Township / Civil Division | DEDHAM |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 402102 |
Source: Norfolk County and Dedham Town records · APN DEDH M:0097 L:0042
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 HARDING TER, DEDHAM, MA 02026-2507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · ARM SALEM FIVE MORTGAGE CORPORATION |
| Jun 30, 2025 | Fiduciary Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on Record |
| Deed Sale | Jun 30, 2025 · Amount on Record |
| Deed Document Number | 202542665 |
| Deed Book / Page | 42491 / 246 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEDHAM MA |
| Recording Date | May 20, 2026 |
| Property Address | 20 HARDING TER, DEDHAM, MA 02026-2507 |
| Document Number | 043119-174 |
| Book / Page | 43119 / 174 |
| Instrument Date | May 15, 2026 |
| Instrument | 202633403 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 HARDING TER, DEDHAM, MA 02026-2507 |
| Document Number | 0000033403, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 43119/174 |
| Instrument | 202633403 |
| Name | SALEM FIVE MORTGAGE CORPORATION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Type Change Date | Jun 01, 2033 |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | DEDHAM MA |
| Recording Date | Jun 30, 2025 |
| Property Address | 20 HARDING TER, DEDHAM, MA 02026-2507 |
| Document Number | 042491-246 |
| Book / Page | 42491 / 246 |
| Instrument Date | Jun 27, 2025 |
| Instrument | 42665 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20 HARDING TER, DEDHAM, MA 02026-2507 |
| Investor | Possibly a Property Investor |
Source: Norfolk County and Dedham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Dedham Town |
| Unified School District | Dedham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,552.00 (+5.29%) | $439,900 (+4.29%) Land $246,500 Building $193,400 | $518,985 (+2.67%) |
| 2024 | $5,273.00 (+4.89%) | $421,800 (+7.74%) Land $233,400 Building $188,400 | $505,495 |
| 2023 | $5,027.00 | $391,500 Land $207,200 Building $184,300 |
Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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