13 E 78th St, Harvey Cedars (Beach Haven), NJ 08008 Property Records

Ocean County and Harvey Cedars Borough property record for 13 E 78th St, Harvey Cedars, NJ 08008 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Architecture Style	Cape Cod
Year Built	Built 2024
Square Footage	2,006 sqft Living Area
Lot Size	5,001 sqft (0.115 acres)
Last Sale	$2,000,000 (2010)
Tax Bill	$23,878.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`10-00057-0000-00007`
Alternative APNs	`100005700007` `10060`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,006 sqft Living Area
Gross Area	2,856 sqft Gross Area
Basement Area	850 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Cape Cod Style
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asbestos Roof
Lot Area	5,001 sqft (0.115 acres)
Depth X Width	100 ft x 50 ft Depth x Width

Utilities and HVAC

Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	10060
Street Address	13 E 78TH ST
City	HARVEY CEDARS
State	NJ
Zip	08008-5911
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	50X100
Legal Subdivision	HIGH POINTHARVEY CEDARS BOROUG
Legal Block	57
Legal Lot Number	7
Jurisdiction	OCEAN NJ
Minor Civil Division	HARVEY CEDARS
Census Blockgroup	5
Census Block	5001
Census Tract	738100

Owner

Source: Ocean County and Harvey Cedars Borough records · APN 10-00057-0000-00007

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15 HARVARD RD, FAIR HAVEN, NJ 07704-3103
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 13, 2010 · Amount on Record
Deed Sale	Jul 13, 2010 · Amount on Record
Prior Sale	Jan 20, 1999 · Amount on Record
Deed Doc Number	201062088
Deed Book / Page	14640 / 332
Record Refreshed	Sep 20, 2026

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OCEAN NJ
Property Address	13 E 78TH ST, HARVEY CEDARS, NJ 08008-5911
Document Number	0180391405
Instrument Date	Sep 01, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 AZALEA LANE RUMSON RUMSON NJ 07760, RUMSON, NJ 07760

Mortgage

Document Number	0180391405
Date	Sep 04, 2020
Book Page	018039/001405
Instrument	97623

Lender

Name	BNY MELLON NA
Type	Bank
Address	1 BOSTON PL, BOSTON, MA 02108-4407

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: Ocean County and Harvey Cedars Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Harvey Cedars Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,147,300 (-) Land $1,150,000 Building $997,300	$2,147,300 (-) Land $1,150,000 Building $997,300
2025	$23,878.00 (-1.15%)	$2,147,300 (+44.48%) Land $1,150,000 Building $997,300	$2,147,300 (+44.48%) Land $1,150,000 Building $997,300
2024	$24,157.00 (+68.1%)
2023		$1,486,200 Land $1,150,000 Building $336,200	$1,486,200 Land $1,150,000 Building $336,200
2022	$14,371.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO sheet flow 1–3 ft
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.