Ocean County and Harvey Cedars Borough property record for 7 E 78th St, Harvey Cedars, NJ 08008 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2018 |
| Square Footage | 1,552 sqft Living Area |
| Lot Size | 5,001 sqft (0.115 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $2,030,000 (2018) |
| Tax Bill | $22,236.00 (2025) |
| Primary APN | 10-00057-0000-00004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,552 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 10030 |
|---|---|
| Street Address | 7 E 78TH ST |
| City | HARVEY CEDARS |
| State | NJ |
| Zip | 08008-5911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X100 |
| Legal Subdivision | HIGH POINT |
| Legal Block | 57 |
| Legal Lot Number | 4 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | HARVEY CEDARS |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 738100 |
Source: Ocean County and Harvey Cedars Borough records · APN 10-00057-0000-00004
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 E 78TH ST, HARVEY CEDARS, NJ 08008-5911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 04, 2025 | Intrafamily Transfer, Transfer |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Jul 25, 2018 | Deed, Transfer · Conventional Mortgage RAYMOND JAMES BANK FSB |
| Jun 08, 2017 | Grant Deed, Transfer SURETY TITLE AGENCY INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 25, 2018 · Amount on Record |
| Deed Sale | Jul 25, 2018 · Amount on Record |
| Prior Sale | Jun 08, 2017 · Amount on Record |
| Deed Document Number | 201872434 |
| Deed Book / Page | 17186 / 1492 |
| Last Transfer Date | Aug 20, 2025 |
| Transfer Doc | 0201211430 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Sep 04, 2025 |
| Property Address | 7 E 78TH ST, HARVEY CEDARS, NJ 08008-5911 |
| Document Number | 0201211430 |
| Book / Page | 20121 / 1430 |
| Instrument Date | Sep 04, 2025 |
| Instrument | 2025069003 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 E 78TH ST, HARVEY CEDARS, NJ 08008-5911 |
| Name | Verified Name |
|---|---|
| Address | 7 E 78TH ST, HARVEY CEDARS, NJ 08008-5911 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 7 E 78TH ST, HARVEY CEDARS, NJ 08008-5911 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | CITY ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0178831084 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 17883/1084 |
| Instrument | 2020047480 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | May 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jul 25, 2018 |
| Property Address | 7 E 78TH ST, HARVEY CEDARS, NJ 08008-5911 |
| Document Number | 0171861492 |
| Book / Page | 17186 / 1492 |
| Map Reference | MAP A-287 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 2018072434 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42,338.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 168 N MAIN ST, 168, MANAHAWKIN, NJ 08050-2932 |
| Name | Verified Name |
|---|---|
| Address | 7 SHEFFIELD CT, MEDFORD, NJ 08055-8301 |
| Document Number | 2018072435 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 2018072435 |
| Name | RAYMOND JAMES BANK FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.88% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jun 08, 2017 |
| Property Address | 7 E 78TH ST, HARVEY CEDARS, NJ 08008-5911 |
| Document Number | 0167620654 |
| Book / Page | 016762 / 000654 |
| Instrument Date | Jun 06, 2017 |
| Instrument | 57769 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2017 |
| Title Company | SURETY TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $830.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 168 N MAIN ST MANAHAWKIN NJ 080502932, MANAHAWKIN, NJ 08050-2932 |
Source: Ocean County and Harvey Cedars Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Harvey Cedars Borough |
| Elementary School District | Long Beach Island School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,999,600 (-) Land $1,120,000 Building $879,600 | $1,999,600 (-) Land $1,120,000 Building $879,600 | |
| 2025 | $22,236.00 (-1.15%) | $1,999,600 (-) Land $1,120,000 Building $879,600 | $1,999,600 (-) Land $1,120,000 Building $879,600 |
| 2024 | $22,495.00 (+14.44%) | $1,999,600 (-) Land $1,120,000 Building $879,600 | $1,999,600 (-) Land $1,120,000 Building $879,600 |
| 2023 | $19,656.00 (+1.65%) | $1,999,600 Land $1,120,000 Building $879,600 | $1,999,600 Land $1,120,000 Building $879,600 |
| 2022 | $19,336.00 |
Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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