Ocean County and Harvey Cedars Borough property record for 10 E 78th St, Harvey Cedars, NJ 08008 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,623 sqft · built 1945 |
| Lot Size | 0.121 acres (5,249 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $955,000 (Jul 2015) |
| Tax Bill | $11,514 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 10-00056-0000-00014 |
| Primary APN | 10-00056-0000-00014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,623 sqft Living Area |
| 1st Floor Area | 1,623 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,249 sqft (0.121 acres) |
| Lot Dimensions | 105 ft deep x 50 ft wide |
| Porch | Enclosed Porch |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 9950 |
|---|---|
| Street Address | 10 E 78TH ST |
| City | HARVEY CEDARS |
| State | NJ |
| Zip | 08008-5910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X105 |
| Legal Subdivision | HIGH POINT |
| Legal Block | 56 |
| Legal Lot Number | 14 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | HARVEY CEDARS |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 738100 |
Source: Ocean County and Harvey Cedars Borough records · APN 10-00056-0000-00014
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 VREELAND AVE, RUTHERFORD, NJ 07070-2200 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 20, 2015 · Amount on Record |
| Deed Sale | Jul 20, 2015 · Amount on Record |
| Prior Sale | Dec 07, 2012 · Amount on Record |
| Deed Document Number | 201571324 |
| Deed Book / Page | 16138 / 273 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 10 E 78TH ST, HARVEY CEDARS, NJ 08008-5910 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0184590554 |
|---|---|
| Date | May 05, 2021 |
| Book Page | 18459/554 |
| Instrument | 2021068839 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2036 |
Source: Ocean County and Harvey Cedars Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Harvey Cedars Borough |
| Elementary School District | Long Beach Island School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,035,400 (-) Land $906,000 Building $129,400 | $1,035,400 (-) Land $906,000 Building $129,400 | |
| 2025 | $11,514.00 (-1.15%) | $1,035,400 (-) Land $906,000 Building $129,400 | $1,035,400 (-) Land $906,000 Building $129,400 |
| 2024 | $11,648.00 (+16.34%) | ||
| 2023 | $1,035,400 Land $906,000 Building $129,400 | $1,035,400 Land $906,000 Building $129,400 | |
| 2022 | $10,012.00 |
Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AO sheet flow 1–3 ft |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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