Beaufort County property record for 13 Cutter Cir, Bluffton, SC 29909
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 2,993 sqft · built 2016 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Nov 2015) |
| Tax Bill | $3,095 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 08295221 |
| Primary APN | 08295221 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,993 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 719 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 08295221 |
|---|---|
| Old Parcel Number | R603 013 000 0085 0000 |
| Street Address | 13 CUTTER CIR |
| City | BLUFFTON |
| State | SC |
| Zip | 29909-4312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6106 |
| Legal Description | LOT 14 RIVERBEND S/D BLK 100 A PB65 P141 PB74 P174 PB77 P68 PB91 P21-26 PB101 P7 |
| Legal Subdivision | RIVERBEND BY SUNCITY |
| Legal Block | 100 |
| Legal Lot Number | 14 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1115 |
| Census Tract | 2202 |
13 Cutter Cir is owned and occupied by two individuals who bought it in November 2015.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 CUTTER CIR, BLUFFTON, SC 29909-4312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2015 · Amount on File |
| Deed Sale | Nov 4, 2015 · Amount on File |
| Prior Sale | Jul 23, 2015 · Amount on File |
| Deed Document Number | 2015057994 |
| Deed Book / Page | 3441 / 0634 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 13 Cutter Cir was $3,095, down 14.9% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,095.00 (-14.86%) | $26,610 (-18.03%) | |
| 2024 | $3,635.00 | $32,464 (-) Land $4,240 Building $28,224 | $811,600 (-) Land $106,000 Building $705,600 |
| 2023 | $3,635.00 (+10.25%) | $32,464 (+40.29%) Land $4,240 Building $28,224 | $811,600 (+40.29%) Land $106,000 Building $705,600 |
| 2022 | $3,297.00 Homeowner's exemption | $23,140 Land $3,760 Building $19,380 | $578,500 Land $94,000 Building $484,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 13 Cutter Cir in Zone X, an area of moderate flood risk, though there have been 23 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 985 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 985 in force |
| Nearby Flood Claims | 23 (2009–2022) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Cutter Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Sparklight Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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