8 Cutter Cir, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 8 Cutter Cir, Bluffton, SC 29909 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 3,219 sqft · built 1999
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$725,000 (Oct 2023)
Tax Bill$3,421 (2025)
Deeds & MortgagesSep 2021 Mortgage
Nov 2023 Sale
+ 3 more
Flood ZoneZone X (moderate risk)
APN08295089

Property Details

APN / Parcel Number

Primary APN08295089
Alternative APNs
  • R600 013 000 0071 0000
  • R603 013 000 0071 0000

Interior

Bedrooms1 Bed
Full Baths2 Baths
Total Rooms1 Room
Stories1 Story
Building Area3,219 sqft Living Area
1st Floor Area3,219 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialStucco
Construction TypeWood
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area640 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address8 CUTTER CIR
CityBLUFFTON
StateSC
Zip29909-4309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 RIVERBEND S/D BLK 100 A PB65 P141 PB74 P174 PB77 P68 PB91 P21-26 PB101 P78
Legal SubdivisionRIVERBEND BY SUNCITY
Legal Block100
Legal Lot Number4
JurisdictionBEAUFORT SC
Township / Civil DivisionBLUFFTON
Census Block Group1
Census Block1114
Census Tract2202

Owner

Source: Beaufort County records · APN 08295089

Assessment roll updated March 12, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8 CUTTER CIR, BLUFFTON, SC 29909-4309
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 06, 2023Warranty Deed, Transfer
Nov 06, 2023Warranty Deed, Transfer
Jun 19, 2019Deed of Trust, Mortgage · Line of Credit
SUNTRUST BANK
Sep 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 30, 2023 · Amount on Record
Deed SaleOct 30, 2023 · Amount on Record
Prior SaleJan 04, 2002 · Amount on Record
Deed Document Number202350656
Deed Book / Page4286 / 796
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAUFORT SC
Property Address8 CUTTER CIR, BLUFFTON, SC 29909-4309
Transaction TypeMortgage
Record UpdatedMay 07, 2026
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000065399
DateSep 14, 2021
Book Page4060/1021
Instrument2021065399
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term363 Months
DueDec 01, 2051

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEAUFORT SC
Recording DateNov 06, 2023
Property Address8 CUTTER CIR, BLUFFTON, SC 29909-4309
Document Number0000050656
Book / Page4286 / 796
Map ReferenceMB 77 PG 68
Instrument DateOct 13, 2023
Instrument2023050656
Transaction TypeTransfer
Record UpdatedMar 12, 2026

Transaction

AmountAmount Recorded
Tax$1,885.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8 CUTTER CIR, BLUFFTON, SC 29909-4309

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEAUFORT SC
Recording DateNov 06, 2023
Property Address8 CUTTER CIR, BLUFFTON, SC 29909-4309
Document Number0000050656
Book / Page4286 / 796
Map ReferenceMB 77 PG 68
Instrument DateOct 13, 2023
Instrument2023050656
Transaction TypeTransfer
Record UpdatedMay 07, 2026

Transaction

AmountAmount Recorded
Tax$1,885.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8 CUTTER CIR, BLUFFTON, SC 29909-4309

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAUFORT SC
Property Address8 CUTTER CIR, BLUFFTON, SC 29909-4309
Transaction TypeMortgage
Record UpdatedFeb 22, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032132
DateJun 19, 2019
Book Page3769/1567
Instrument2019032132
Lender
NameSUNTRUST BANK
TypeBank
AddressGREENVILLE, SC 29601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 13, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAUFORT SC
Property Address8 CUTTER CIR, BLUFFTON, SC 29909-4309
Transaction TypeMortgage
Record UpdatedFeb 22, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050996
DateSep 11, 2020
Book Page3907/1440
Instrument2020050996
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Beaufort County records · Assessment roll updated March 12, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBeaufort County
Unified School DistrictBeaufort County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,421.00 (-6.71%)$29,000 (-)
2024$3,667.00 (+35.31%)$29,000 (+4.12%) Land $4,240 Building $24,760$725,000 (-) Land $106,000 Building $619,000
2023$2,710.00 (+21.25%)$27,852 (+51.5%) Land $4,240 Building $23,612$725,000 (+57.75%) Land $106,000 Building $619,000
2022$2,235.00$18,384 Land $3,760 Building $14,624$459,600 Land $94,000 Building $365,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Beaufort County (45013C), updated March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450130022021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 985 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies985 in force
759 of 985 on primary residences
Nearby Flood Claims23 (2009–2022)
Claims Outside the SFHA3 of 23
Most Recent ClaimSep 2022, Hurricane Ian
Flood Events
  • Hurricane Irma (Sep 2017), 6 claims
  • Hurricane Matthew (Oct 2016), 13 claims

Wildfire

Wildfire RiskLow
above 37% of the US · above 12% of South Carolina
Wildfire LikelihoodAbout 1 in 2,041 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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