Beaufort County property record for 17 Cutter Cir, Bluffton, SC 29909
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,113 sqft · built 2017 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $875,000 (Jun 2026) |
| Tax Bill | $3,853 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2021 Sale + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 08295249 |
| Primary APN | 08295249 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,113 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Area | 638 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 17 CUTTER CIR |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29909-4312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6106 |
| Legal Description | LOT 12 RIVERBEND S/D BLK 100 A PB65 P141 PB74 P174 PB77 P68 PB91 P21-26 PB101 P7 |
| Legal Subdivision | RIVERBEND BY SUNCITY |
| Legal Block | 100 |
| Legal Lot Number | 12 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1115 |
| Census Tract | 2202 |
Source: Beaufort County records, as of June 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 17 CUTTER CIR, BLUFFTON, SC 29909-4312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Jul 28, 2021 | Warranty Deed, Transfer |
| Aug 29, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 11, 2017 | Grant Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2026 · Amount on Record |
| Deed Sale | Jun 4, 2026 · Amount on Record |
| Prior Sale | Jul 28, 2021 · Amount on Record |
| Deed Document Number | 202624626 |
| Deed Book / Page | 4545 / 305 |
| Prior Transfer Date | Aug 17, 2018 |
| Prior Transfer Doc | 0000047324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jun 4, 2026 |
| Property Address | 17 CUTTER CIR, BLUFFTON, SC 29909-4312 |
| Document Number | 0000024626 |
| Book / Page | 4545 / 305 |
| Instrument Date | May 13, 2026 |
| Instrument | 202624626 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $326,987.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 17 CUTTER CIR, BLUFFTON, SC 29909-4312 |
| Document Number | 0000024627, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 202624627 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jul 28, 2021 |
| Property Address | 17 CUTTER CIR, BLUFFTON, SC 29909-4312 |
| Document Number | 0000054656 |
| Book / Page | 4042 / 3366 |
| Map Reference | MB 77 PG 68 |
| Instrument Date | Jun 7, 2021 |
| Instrument | 2021054656 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,749.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 17 CUTTER CIR, BLUFFTON, SC 29909-4312 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Aug 29, 2018 |
| Property Address | 17 CUTTER CIR, BLUFFTON, SC 29909-4312 |
| Document Number | 0000047324 |
| Book / Page | 003696 / 000361 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 47324 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 17 CUTTER CIR BLUFFTON SC 299094312, BLUFFTON, SC 29909-4312 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Oct 11, 2017 |
| Property Address | 17 CUTTER CIR, BLUFFTON, SC 29909-4312 |
| Document Number | 0000055129 |
| Book / Page | 003613 / 001465 |
| Instrument Date | Oct 2, 2017 |
| Instrument | 55129 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,998.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 17 CUTTER CIR BLUFFTON SC 299094312, BLUFFTON, SC 29909-4312 |
Source: Beaufort County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,853.00 (-0.08%) | $30,840 (+0.01%) | |
| 2024 | $3,856.00 | $30,836 (-) Land $4,240 Building $26,596 | $770,900 (-) Land $106,000 Building $664,900 |
| 2023 | $3,856.00 (+8.59%) | $30,836 (+14.55%) Land $4,240 Building $26,596 | $770,900 (+14.55%) Land $106,000 Building $664,900 |
| 2022 | $3,551.00 Homeowner's exemption | $26,920 Land $3,760 Building $23,160 | $673,000 Land $94,000 Building $579,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 985 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 985 in force |
| Nearby Flood Claims | 23 (2009–2022) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Sparklight Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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