Lonoke County property record for 13 Cumberland Dr, Cabot, AR 72023
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,049 sqft · built 2004 |
| Lot Size | 0.378 acres (16,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,740 (2024) |
| Deeds & Mortgages | Oct 2020 Mortgage Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 722-66035-000 |
| Primary APN | 722-66035-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,049 sqft Living Area |
| 1st Floor Area | 2,049 sqft |
| Flooring | Ceramic Tile |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 16,500 sqft (0.378 acres) |
| Lot Dimensions | 150 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 567 sqft |
| Driveway | Driveway |
| Driveway Area | 900 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 301 sqft |
| Deck Area | Deck Area |
| Patio Area | 581 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 13 CUMBERLAND DR |
|---|---|
| City | CABOT |
| State | AR |
| Zip | 72023-4115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W PT NW |
| Legal Range | 09W |
| Legal Township | 04N |
| Legal Section | 17 |
| Legal Subdivision | SHILOH III-B |
| Legal Lot Number | 35 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | YORK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20202 |
13 Cumberland Dr is owned and occupied by two individuals who acquired it in April 2011.
Source: Lonoke County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 CUMBERLAND DR, CABOT, AR 72023-4115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ARKANSAS FCU |
| Aug 16, 2019 | Deed of Trust, Mortgage · Line of Credit ARKANSAS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2011 |
| Deed Sale | Apr 13, 2011 |
| Deed Document Number | 2011-003753 |
| Prior Transfer Date | Oct 10, 2007 |
| Prior Transfer Doc | 200713820 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 13 CUMBERLAND DR, CABOT, AR 72023-4115 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LENDERS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000011240 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | 2020/11240 |
| Instrument | 2020-11240 |
| Name | ARKANSAS FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, AR 72078 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 13 CUMBERLAND DR, CABOT, AR 72023-4115 |
| Document Number | 0000008373 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13 CUMBERLAND DR CABOT AR 720234115, CABOT, AR 72023-4115 |
| Document Number | 0000008373 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 8373 |
| Name | ARKANSAS FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, AR 72078 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 22, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Lonoke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Municipality | Cabot City |
| Unified School District | Cabot Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $44,020 Land $5,100 Building $38,920 | ||
| 2024 | $1,740.00 (-4.13%) | ||
| 2023 | $1,815.00 Homeowner's exemption | $44,020 Land $5,100 Building $38,920 | $220,100 Land $25,500 Building $194,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Cumberland Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Cumberland Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 83% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Connect2First Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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