20 Cumberland Dr, Cabot, AR 72023 Property Records

Lonoke County property record for 20 Cumberland Dr, Cabot, AR 72023

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,146 sqft · built 2004
Lot Size0.378 acres (16,500 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (May 2022)
Tax Bill$2,231 (2024)
Deeds & MortgagesMay 2022 Sale & Mortgage
Jul 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN722-66040-000

Property Details

APN / Parcel Number

Primary APN722-66040-000
Alternative APN
  • 28739

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,146 sqft Living Area
1st Floor Area2,146 sqft
FlooringCeramic Tile

Exterior

Year BuiltBuilt 2004
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area16,500 sqft (0.378 acres)
Lot Dimensions150 ft deep x 110 ft wide
Garage TypeAttached
Garage Area550 sqft
DrivewayDriveway
Driveway Area817 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area78 sqft
Deck Area278 sqft
Patio Area523 sqft
FenceFence
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address20 CUMBERLAND DR
CityCABOT
StateAR
Zip72023-4114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW PT NW
Legal Range09W
Legal Township04N
Legal Section17
Legal SubdivisionSHILOH III-B
Legal Lot Number40
JurisdictionLONOKE AR
Township / Civil DivisionYORK
Census Block Group2
Census Block2005
Census Tract20202

Owner

Source: Lonoke County records, as of October 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address20 CUMBERLAND DR, CABOT, AR 72023-4114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2022Warranty Deed, Transfer · VA Mortgage
FIRST HORIZON BANK
Jul 26, 2019Warranty Deed, Transfer · VA Mortgage
USAA
Jul 26, 2019Quit Claim Deed, Transfer
CABOT TITLE COMPANY INC, CABOT TITLE CO INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2022 · Amount on Record
Deed SaleMay 27, 2022 · Amount on Record
Prior SaleNov 2, 2009
Deed Document Number2022-06378
Deed Book / Page2022 / 6378
Record UpdatedJun 8, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLONOKE AR
Recording DateMay 27, 2022
Property Address20 CUMBERLAND DR, CABOT, AR 72023-4114
Document Number0000006378
Book / Page2022 / 6378
Instrument DateMay 25, 2022
Instrument2022-06378
Transaction TypeTransfer
Record UpdatedJun 14, 2022
Title CompanyLENDERS TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,089.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20 CUMBERLAND DR, 20, CABOT, AR 72023-4114

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CUMBERLAND DR, CABOT, AR 72023-4114

Mortgage

Document Number0202206379
DateMay 27, 2022
Instrument2022-06379
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLONOKE AR
Recording DateJul 26, 2019
Property Address20 CUMBERLAND DR, CABOT, AR 72023-4114
Document Number0000007372
Instrument DateJul 19, 2019
Instrument7372
Transaction TypeTransfer
Record UpdatedAug 15, 2019
Title CompanyCABOT TITLE COMPANY INC, CABOT TITLE CO INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$735.57
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CUMBERLAND DR CABOT AR 720234114, CABOT, AR 72023-4114

Mortgage

Document Number7373
DateJul 26, 2019
Instrument7373
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 25, 2049

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLONOKE AR
Recording DateJul 26, 2019
Property Address20 CUMBERLAND DR, CABOT, AR 72023-4114
Document Number0000007374
Instrument DateJul 19, 2019
Instrument7374
Transaction TypeTransfer
Record UpdatedAug 15, 2019
Title CompanyCABOT TITLE COMPANY INC, CABOT TITLE CO INC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20 CUMBERLAND DR CABOT AR 720234114, CABOT, AR 72023-4114

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyLonoke County
MunicipalityCabot City
Unified School DistrictCabot Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$43,850 (-) Land $5,100 Building $38,750
2024$2,231.00
2023$2,231.00$43,850 Land $5,100 Building $38,750$219,250 Land $25,500 Building $193,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 66% of Arkansas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCABOT WATERWORKS
federal government · serves 27,578 people · EPA ID AR0000338
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Connect2First
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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