21 Cumberland Dr, Cabot, AR 72023 Property Records

Lonoke County property record for 21 Cumberland Dr, Cabot, AR 72023

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,014 sqft · built 2004
Lot Size0.378 acres (16,500 sqft)
Owner2 Trust Names on File
Last Sale$274,000 (Jun 2021)
Tax Bill$1,643 (2024)
Deeds & MortgagesSep 2022 Transfer
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN722-66026-000

Property Details

APN / Parcel Number

Primary APN722-66026-000
Alternative APN
  • 28725

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,014 sqft Living Area
1st Floor Area2,014 sqft
FlooringCeramic Tile

Exterior

Year BuiltBuilt 2004
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area16,500 sqft (0.378 acres)
Lot Dimensions150 ft deep x 110 ft wide
Garage TypeAttached
Garage Area650 sqft
DrivewayDriveway
Driveway Area1,176 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area198 sqft
Deck Area126 sqft
Patio Area463 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address21 CUMBERLAND DR
CityCABOT
StateAR
Zip72023-4115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW PT NW
Legal Range09W
Legal Township04N
Legal Section17
Legal SubdivisionSHILOH III-B
Legal Lot Number26
JurisdictionLONOKE AR
Township / Civil DivisionYORK
Census Block Group2
Census Block2004
Census Tract20202

Owner

21 Cumberland Dr is owner-occupied and held in a trust since September 2022.

Source: Lonoke County records, as of December 15, 2025

Owner of Record2 Trust Names on File
Co-ownerCo-owner on File
Mailing Address21 CUMBERLAND DR, CABOT, AR 72023-4115
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2022Intrafamily Transfer, Transfer
Jun 28, 2021Warranty Deed, Transfer · Conventional Mortgage
SENTE MORTGAGE INC

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJun 28, 2021 · Amount on File
Deed SaleJun 28, 2021 · Amount on File
Prior SaleJun 28, 2021 · Amount on File
Deed Document Number0000008357
Deed Book / Page2021 / 8357
Last Transfer DateSep 23, 2022
Transfer Doc0000011334
Record UpdatedJun 8, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLONOKE AR
Recording DateSep 23, 2022
Property Address21 CUMBERLAND DR, CABOT, AR 72023-4115
Document Number0000011334
Book / Page2022 / 11334
Instrument DateSep 15, 2022
Instrument2022-11334
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address21 CUMBERLAND DR, 21, CABOT, AR 72023-4115

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address21 CUMBERLAND DR, CABOT, AR 72023-4115

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLONOKE AR
Recording DateJun 28, 2021
Property Address21 CUMBERLAND DR, CABOT, AR 72023-4115
Document Number0000008357
Book / Page2021 / 8357
Instrument DateJun 14, 2021
Instrument2021-08357
Transaction TypeTransfer
Record UpdatedJul 14, 2021
Title CompanyWACO TITLE COMPANY CABOT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$904.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address166 CRYSTAL LAKE RD, 166, AUSTIN, AR 72007-9722

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 CUMBERLAND DR, CABOT, AR 72023-4115

Mortgage

Document Number202108358
DateJun 28, 2021
Instrument2021-08358
Lender
NameSENTE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyLonoke County
MunicipalityCabot City
Unified School DistrictCabot Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$42,120 Land $5,100 Building $37,020
2024$1,643.00 (-4.37%)
2023$1,718.00 Homeowner's exemption$42,120 Land $5,100 Building $37,020$210,600 Land $25,500 Building $185,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21 Cumberland Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Cumberland Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 66% of Arkansas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCABOT WATERWORKS
federal government · serves 27,578 people · EPA ID AR0000338
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Connect2First
Fiber
1,000 / 1,000
Brightspeed
Fiber
940 / 940
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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