16 Charlene Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 16 Charlene Ave, Westerly, RI 02891 · Last verified August 2026

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1.5 ba · 2,690 sqft · built 2024
Lot Size	0.233 acres (10,137 sqft)
Owner	Company Name on File
Tax Bill	$5,089 (2025)
Deeds & Mortgages	Dec 2023 Sale Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:143 B:78`

Property Details

APN / Parcel Number

Primary APN	`WEST M:143 B:78`
Alternative APNs	`M:143 B:78 L` `11000551`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,690 sqft Living Area
Gross Area	4,929 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,137 sqft (0.233 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	11000551
Street Address	16 CHARLENE AVE
City	WESTERLY
State	RI
Zip	02891-4406
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	78
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2036
Census Tract	51000

Owner

Source: Westerly Town records · APN WEST M:143 B:78

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6 FORRESTAL DR, WESTERLY, RI 02891-1425
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Warranty Deed, Transfer
Oct 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage EASTERN BK
Jun 20, 2017	Trustee's Deed, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 10, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 07, 2023
Transfer Doc	2023-16517
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Dec 11, 2023
Property Address	16 CHARLENE AVE, WESTERLY, RI 02891-4406
Document Number	2023-16517
Book / Page	2023 / 16517
Instrument Date	Dec 07, 2023
Instrument	2023-4116
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 FORRESTAL DR, WESTERLY, RI 02891-1425

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	16 CHARLENE AVE, WESTERLY, RI 02891-4406
Document Number	2020-904
Instrument Date	Oct 02, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CHARLENE AVE WESTERLY RI 028914406, WESTERLY, RI 02891-4406

Mortgage

Document Number	2020-904
Date	Oct 02, 2020
Book Page	002020/020904
Instrument	4751

Lender

Name	EASTERN BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 01, 2040

June 2017: Trustee's Deed, Mortgage

Document Type	Trustee's Deed
Jurisdiction	WESTERLY RI
Recording Date	Jun 20, 2017
Property Address	16 CHARLENE AVE, WESTERLY, RI 02891-4406
Document Number	2017-809
Book / Page	002017 / 010809
Instrument Date	Jun 20, 2017
Instrument	2656
Transaction Type	Mortgage
Record Updated	Jul 05, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1325 MAPLETON RD JACKSONVILLE FL 322075346, JACKSONVILLE, FL 32207-5346

Mortgage

Document Number	2017-812
Date	Jun 20, 2017
Book Page	002017/010812
Instrument	2657

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 19, 2032

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Jul 10, 2017
Property Address	16 CHARLENE AVE, WESTERLY, RI 02891-4406
Document Number	2017-2375
Book / Page	002017 / 012375
Instrument Date	Jun 20, 2017
Instrument	3031
Transaction Type	Transfer
Record Updated	Jul 25, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1325 MAPLETON RD JACKSONVILLE FL 322075346, JACKSONVILLE, FL 32207-5346

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Mar 27, 2017
Property Address	16 CHARLENE AVE, WESTERLY, RI 02891-4406
Document Number	2017-4756
Book / Page	002017 / 004756
Instrument Date	Mar 10, 2017
Instrument	1205
Transaction Type	Transfer
Record Updated	Apr 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1325 MAPLETON RD JACKSONVILLE FL 322075346, JACKSONVILLE, FL 32207-5346

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,089.00 (+14.69%)	$715,800 (+55.2%) Land $389,800 Building $326,000
2023	$4,437.00 (+0.64%)	$461,200 (-) Land $278,400 Building $182,800
2022	$4,409.00	$461,200 Land $278,400 Building $182,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 140 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	143 units insured 3 under condo master policies
Nearby Flood Claims	28 (1985–2021)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Sep 2021, rainfall accumulation
Claims By Storm	Hurricane Sandy, Oct 2012 · 14 claims Severe Storms And Flooding, Apr 2010 · 8 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 258 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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