13 Beech St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 13 Beech St, Ramsey, NJ 07446 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1954
Square Footage	2,130 sqft Living Area
Lot Size	14,985 sqft (0.344 acres)
Occupancy	Owner Occupied
Last Sale	$279,900 (1999)
Tax Bill	$15,461.00 (2025)

Owner

Source: Bergen County and Ramsey Borough records · APN 48-01503-0000-00023

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13 BEECH ST, RAMSEY, NJ 07446-1444
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 10, 1999 · Amount on Record
Deed Sale	Sep 10, 1999 · Amount on Record
Deed Doc Number	1999154819
Deed Book / Page	8206 / 453
Record Refreshed	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	13 BEECH ST, RAMSEY, NJ 07446-1444
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 BEECH ST, RAMSEY, NJ 07446-1444

Mortgage

Document Number	0039490755
Date	Feb 08, 2021
Book Page	3949/755
Instrument	2021017063

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Dec 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$779,400 (+3.8%) Land $399,800 Building $379,600	$779,400 (+3.8%) Land $399,800 Building $379,600
2025	$15,461.00 (-9.68%)	$750,900 (+23.79%) Land $374,800 Building $376,100	$750,900 (+23.79%) Land $374,800 Building $376,100
2024	$17,118.00 (+7.59%)
2023		$606,600 Land $300,200 Building $306,400	$606,600 Land $300,200 Building $306,400
2022	$15,911.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`48-01503-0000-00023`
Alternative APN	`480150300023`

Interior

Building Area	2,130 sqft Living Area
1st Floor	2,130 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame Construction
Lot Area	14,985 sqft (0.344 acres)
Depth X Width	200 ft x 75 ft Depth x Width
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13 BEECH ST
City	RAMSEY
State	NJ
Zip	07446-1444
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.344AC
Legal Block	1503
Legal Lot Number	23
Jurisdiction	BERGEN NJ
Minor Civil Division	RAMSEY
Census Blockgroup	1
Census Block	1006
Census Tract	44100