Bergen County and Ramsey Borough property record for 58 Beech St, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1956 |
| Square Footage | 3,510 sqft Living Area |
| Lot Size | 20,996 sqft (0.482 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $447,500 (2019) |
| Tax Bill | $26,555.00 (2025) |
| Primary APN | 48-01801-0000-00057 |
|---|---|
| Alternative APN |
|
| Building Area | 3,510 sqft Living Area |
|---|---|
| 1st Floor | 3,510 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame Construction |
| Lot Area | 20,996 sqft (0.482 acres) |
| Depth X Width | 200 ft x 105 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Street Address | 58 BEECH ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1445 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 0.482AC |
| Legal Block | 1801 |
| Legal Lot Number | 57 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | RAMSEY |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records · APN 48-01801-0000-00057
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 58 BEECH ST, RAMSEY, NJ 07446-1445 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 20, 2024 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Feb 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITY BANK |
| Nov 22, 2019 | Trustee's Deed, Construction Loan · Line of Credit UNITY BK |
| Jul 01, 2019 | Executor's Deed, Transfer · Stand Alone First Mortgage UNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2019 · Amount on Record |
| Deed Sale | Jul 01, 2019 · Amount on Record |
| Deed Doc Number | 201941745 |
| Deed Book / Page | 3281 / 2019 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 58 BEECH ST, RAMSEY, NJ 07446-1445 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 58 BEECH ST, RAMSEY, NJ 07446-1445 |
| Document Number | 0051810158 |
|---|---|
| Date | Feb 20, 2024 |
| Book Page | 5181/158 |
| Instrument | 2024009891 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 25, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 58 BEECH ST, RAMSEY, NJ 07446-1445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039430395 |
|---|---|
| Date | Feb 03, 2021 |
| Book Page | 3943/395 |
| Instrument | 21-015173 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Nov 01, 2035 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 22, 2019 |
| Property Address | 58 BEECH ST, RAMSEY, NJ 07446-1445 |
| Document Number | 0034170442 |
| Book / Page | 003417 / 000442 |
| Instrument Date | Oct 21, 2019 |
| Instrument | 80995 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 09, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 58 BEECH ST RAMSEY NJ 074461445, RAMSEY, NJ 07446-1445 |
| Document Number | 34170442 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 003417/000442 |
| Instrument | 80995 |
| Name | UNITY BK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Nov 21, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 01, 2019 |
| Property Address | 58 BEECH ST, RAMSEY, NJ 07446-1445 |
| Document Number | 0032812019 |
| Book / Page | 3281 / 2019 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 19-041745 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 58 BEECH ST, RAMSEY, NJ 07446-1445 |
| Document Number | 1904174501 |
|---|---|
| Date | Jul 01, 2019 |
| Instrument | 19-041745.01 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.7% |
| Type Change Date | Jul 01, 2022 |
| Max Rate At Change | 3% |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,194,900 (-7.35%) Land $410,200 Building $784,700 | $1,194,900 (-7.35%) Land $410,200 Building $784,700 | |
| 2025 | $26,555.00 (+4.77%) | $1,289,700 (+43.59%) Land $385,200 Building $904,500 | $1,289,700 (+43.59%) Land $385,200 Building $904,500 |
| 2024 | $25,347.00 (+7.59%) | ||
| 2023 | $898,200 Land $307,100 Building $591,100 | $898,200 Land $307,100 Building $591,100 | |
| 2022 | $23,559.00 |
58 Beech St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 12th in New Jersey |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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