12 Beech St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 12 Beech St, Ramsey, NJ 07446 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1954
Square Footage	2,836 sqft Living Area
Lot Size	17,990 sqft (0.413 acres)
Occupancy	Owner Occupied
Last Sale	$480,000 (2008)
Tax Bill	$18,022.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`48-01802-0000-00002`
Alternative APN	`480180200002`

Interior

Building Area	2,836 sqft Living Area
1st Floor	2,836 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame Construction
Lot Area	17,990 sqft (0.413 acres)
Depth X Width	240 ft x 75 ft Depth x Width

Location & Zoning

Street Address	12 BEECH ST
City	RAMSEY
State	NJ
Zip	07446-1431
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.413AC
Legal Block	1802
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Minor Civil Division	RAMSEY
Census Blockgroup	1
Census Block	1011
Census Tract	44100

Owner

Source: Bergen County and Ramsey Borough records · APN 48-01802-0000-00002

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 BEECH ST, RAMSEY, NJ 07446-1431
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 26, 2008 · Amount on Record
Deed Sale	Nov 26, 2008 · Amount on Record
Prior Sale	Jun 13, 2006 · Amount on Record
Deed Doc Number	2008103347
Deed Book / Page	9645 / 352
Record Refreshed	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	12 BEECH ST, RAMSEY, NJ 07446-1431
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048361474
Date	Oct 17, 2022
Book Page	4836/1474
Instrument	2022100123

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$904,900 (+3.38%) Land $405,000 Building $499,900	$904,900 (+3.38%) Land $405,000 Building $499,900
2025	$18,022.00 (-5.91%)	$875,300 (+28.95%) Land $380,000 Building $495,300	$875,300 (+28.95%) Land $380,000 Building $495,300
2024	$19,155.00 (+7.59%)
2023		$678,800 Land $303,700 Building $375,100	$678,800 Land $303,700 Building $375,100
2022	$17,804.00

Flood & Wildfire

12 Beech St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.