12995 N Rhett Rd, Rathdrum, ID 83858 Property Records

Kootenai County property record for 12995 N Rhett Rd, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,221 sqft · built 2018
Lot Size	1.53 acres (67,039 sqft)
Owner	Individual Name on File
Tax Bill	$3,046 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0L0320010080`

Property Details

APN / Parcel Number

Primary APN	`0L0320010080`
Alternative APN	`332815`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Building Area	3,221 sqft Living Area

Exterior

Year Built	Built 2018
Construction Type	Frame
Foundation Type	Concrete
Lot Area	67,039 sqft (1.53 acres)
Garage Type	Attached
Garage Area	1,215 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	332815
Street Address	12995 N RHETT RD
City	RATHDRUM
State	ID
Zip	83858-0170
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILD RIDGE, LT 8 BLOCK 1 0451N05W
Legal Block	1
Legal Lot Number	8
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	3
Census Block	3002
Census Tract	301

Owner

Source: Kootenai County records · APN 0L0320010080

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	12995 N RHETT RD, RATHDRUM, ID 83858-0170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLATINUM HOME MORTGAGE CORP
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage NUMERICA CU
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage PLATINUM HOME MORTGAGE CORP
Apr 30, 2018	Warranty Deed, Construction Loan · Construction Mortgage NUMERICA CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2018
Deed Sale	Apr 30, 2018
Deed Document Number	2641332000
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	12995 N RHETT RD, RATHDRUM, ID 83858-0170
Transaction Type	Mortgage
Record Updated	Apr 26, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL KOOTENAI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2895706000
Date	Apr 13, 2022
Instrument	2895706000

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	12995 N RHETT RD, RATHDRUM, ID 83858-0170
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	NEXTITLE N IDAHO, NEXTITLE NORTH IDAHO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2856216000
Date	Aug 31, 2021
Instrument	2856216000

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	12995 N RHETT RD, RATHDRUM, ID 83858-0170
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL KOOTENAI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2731075000
Date	Jan 10, 2020
Instrument	2731075000

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 25, 2045

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	12995 N RHETT RD, RATHDRUM, ID 83858-0170
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	NEXTITLE N IDAHO, NEXTITLE NORTH IDAHO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2713906000
Date	Sep 25, 2019
Instrument	2713906000

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

April 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Apr 30, 2018
Property Address	12995 N RHETT RD, RATHDRUM, ID 83858-0170
Document Number	2641332000
Map Reference	MB K PG 339
Instrument Date	Apr 23, 2018
Instrument	2641332000
Transaction Type	Construction Loan
Record Updated	Feb 17, 2022
Title Company	NOT AVAILABLE, KOOTENAI COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	9766 N PINE VALLEY CT, HAYDEN, ID 83835-8411

Mortgage

Document Number	2641339000
Date	Apr 30, 2018
Instrument	2641339000

Lender

Name	NUMERICA CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

Tax Assessment & Valuation

Source: Kootenai County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,046.00 (-6.48%) Homeowner's exemption	$1,094,759 (-5.78%) Land $339,009 Building $755,750	$1,094,759 (-5.78%) Land $339,009 Building $755,750
2024	$3,257.00 (-1.75%)
2023	$3,315.00 (-25.49%) Homeowner's exemption	$1,161,873 (-8.45%) Land $314,009 Building $847,864	$1,161,873 (-8.45%) Land $314,009 Building $847,864
2022	$4,449.00 Homeowner's exemption	$1,269,111 Land $313,013 Building $956,098	$1,269,111 Land $313,013 Building $956,098

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 42% of the US · lower than 88% of Idaho
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Newmax Fiber · Fixed Wireless	1,000 / 1,000
Concept Communications Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 17 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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