12909 N Rhett Rd, Rathdrum, ID 83858 Property Records

Kootenai County property record for 12909 N Rhett Rd, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,738 sqft · built 2017
Lot Size	2.01 acres (87,730 sqft)
Owner	Individual Name on File
Tax Bill	$2,679 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0L0320010020`

Property Details

APN / Parcel Number

Primary APN	`0L0320010020`
Alternative APN	`332809`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,738 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Construction Type	Frame
Foundation Type	Concrete
Lot Area	87,730 sqft (2.01 acres)
Garage Type	Attached
Garage Area	1,165 sqft
Parking Spaces	4 Parking Spaces
Stable	648 sqft
Pole Barn	1,836 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	332809
Street Address	12909 N RHETT RD
City	RATHDRUM
State	ID
Zip	83858-0170
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILD RIDGE, LT 2 BLOCK 1 0451N05W
Legal Block	1
Legal Lot Number	2
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	3
Census Block	3002
Census Tract	301

Owner

Source: Kootenai County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	12909 N RHETT RD, RATHDRUM, ID 83858-0170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage WILLAMETTE VALLEY BANK
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage WILLAMETTE VALLEY BANK
Feb 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage WILLAMETTE VALLEY BANK
Dec 7, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage IDAHO INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 7, 2017
Deed Sale	Dec 7, 2017
Deed Document Number	2623478000
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	12909 N RHETT RD, RATHDRUM, ID 83858-0170
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL KOOTENAI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2881021000
Date	Jan 7, 2022
Instrument	2881021000

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank
Address	SALEM, OR 97301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	12909 N RHETT RD, RATHDRUM, ID 83858-0170
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL KOOTENAI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2774449000
Date	Aug 31, 2020
Instrument	2774449000

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank
Address	SALEM, OR 97301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	12909 N RHETT RD, RATHDRUM, ID 83858-0170
Transaction Type	Mortgage
Record Updated	Feb 19, 2020
Title Company	FIRST AMERICAN TTL KOOTENAI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2735905000
Date	Feb 10, 2020
Instrument	2735905000

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank
Address	SALEM, OR 97301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Dec 7, 2017
Property Address	12909 N RHETT RD, RATHDRUM, ID 83858-0170
Document Number	2623478000
Map Reference	MB L PG 32
Instrument Date	Dec 6, 2017
Instrument	2623478000
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12909 N RHETT RD, RATHDRUM, ID 83858-0170

Mortgage

Document Number	2623479000
Date	Dec 7, 2017
Instrument	2623479000

Lender

Name	IDAHO INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,679.00 (-6.13%) Homeowner's exemption	$973,841 (-4.96%) Land $351,351 Building $622,490	$973,841 (-4.96%) Land $351,351 Building $622,490
2024	$2,854.00 (-1.07%)
2023	$2,885.00 (-25.43%) Homeowner's exemption	$1,024,613 (-8.53%) Land $326,351 Building $698,262	$1,024,613 (-8.53%) Land $326,351 Building $698,262
2022	$3,869.00 Homeowner's exemption	$1,120,169 Land $323,906 Building $796,263	$1,120,169 Land $323,906 Building $796,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 90% of Idaho
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Newmax Fiber · Fixed Wireless	1,000 / 1,000
Concept Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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