12969 N Rhett Rd, Rathdrum, ID 83858 Property Records

Kootenai County property record for 12969 N Rhett Rd, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,760 sqft · built 2017
Lot Size	1.38 acres (60,418 sqft)
Owner	2 Company Names on File
Tax Bill	$2,759 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0L0320010060`

Property Details

APN / Parcel Number

Primary APN	`0L0320010060`
Alternative APN	`332813`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	2,760 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Construction Type	Frame
Foundation Type	Concrete
Lot Area	60,418 sqft (1.38 acres)
Garage Type	Attached
Garage Area	886 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	332813
Street Address	12969 N RHETT RD
City	RATHDRUM
State	ID
Zip	83858-0170
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILD RIDGE, LT 6 BLOCK 1 0451N05W
Legal Block	1
Legal Lot Number	6
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	3
Census Block	3002
Census Tract	301

Owner

Source: Kootenai County records · APN 0L0320010060

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	12969 N RHETT RD, RATHDRUM, ID 83858-0170
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2018	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Oct 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 21, 2023	Intrafamily Transfer, Transfer
Oct 31, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Oct 31, 2017
Deed Sale	Oct 31, 2017
Prior Sale	Oct 31, 2017
Deed Document Number	2618384000
Last Transfer Date	Dec 21, 2023
Transfer Doc	2956849000
Record Updated	Jun 08, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	12969 N RHETT RD, RATHDRUM, ID 83858-0170
Transaction Type	Mortgage
Record Updated	Jan 09, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2674527000
Date	Dec 18, 2018
Instrument	2674527000

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	12969 N RHETT RD, RATHDRUM, ID 83858-0170
Transaction Type	Mortgage
Record Updated	Jan 09, 2024
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2782355000
Date	Oct 06, 2020
Instrument	2782355000

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Dec 21, 2023
Property Address	12969 N RHETT RD, RATHDRUM, ID 83858-0170
Document Number	2956849000
Map Reference	MB L PG 32
Instrument Date	Dec 19, 2023
Instrument	2956849000
Transaction Type	Transfer
Record Updated	Jan 09, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12969 N RHETT RD, RATHDRUM, ID 83858-0170

October 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Oct 31, 2017
Property Address	12969 N RHETT RD, RATHDRUM, ID 83858-0170
Document Number	2618384000
Map Reference	MB L PG 32
Instrument Date	Oct 24, 2017
Instrument	2618384000
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 09, 2024
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12969 N RHETT RD, RATHDRUM, ID 83858-0170

Mortgage

Document Number	2618385000
Date	Oct 31, 2017
Instrument	2618385000

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Kootenai County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,759.00 (-6.19%) Homeowner's exemption	$986,522 (-4.71%) Land $335,072 Building $651,450	$986,522 (-4.71%) Land $335,072 Building $651,450
2024	$2,941.00 (+1.2%)
2023	$2,906.00 (-24.85%) Homeowner's exemption	$1,035,260 (-7.59%) Land $310,072 Building $725,188	$1,035,260 (-7.59%) Land $310,072 Building $725,188
2022	$3,867.00 Homeowner's exemption	$1,120,301 Land $309,426 Building $810,875	$1,120,301 Land $309,426 Building $810,875

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 90% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Newmax Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Concept Communications Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 41 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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