13043 Choco Rd, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 13043 Choco Rd, Apple Valley, CA 92308

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,297 sqft · built 1997
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Company Names on Record
Last Sale	$801,772 (Sep 2010)
Tax Bill	$4,128 (2025)
Deeds & Mortgages	May 2026 Sale Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3087-071-15-0000`

Property Details

APN / Parcel Number

Primary APN	`3087-071-15-0000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,297 sqft Living Area
Gross Area	3,948 sqft
1st Floor Area	3,297 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	20,000 sqft (0.459 acres)
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	882 sqft
Patio Area	882 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	13043 CHOCO RD
City	APPLE VALLEY
State	CA
Zip	92308-4536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 14090-2 LOT 58 BOOK 265 PAGE 58
Legal Subdivision	TOWN OF APPLE VALLEY
Legal Tract	14090-2
Legal Block	1
Legal Lot Number	58
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1038
Census Tract	9724

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	13043 CHOCO RD, APPLE VALLEY, CA 92308-4536
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 25, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2010 · Amount on Record
Deed Sale	Sep 3, 2010 · Amount on Record
Prior Sale	Jan 29, 2010 · Amount on Record
Deed Document Number	2010361653
Last Transfer Date	May 6, 2026
Transfer Doc	0000115845
Record Updated	Sep 20, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 6, 2026
Property Address	13043 CHOCO RD, APPLE VALLEY, CA 92308-4536
Document Number	0000115845
Instrument Date	May 6, 2026
Instrument	2026115845
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	13043 CHOCO RD, APPLE VALLEY, CA 92308-4536

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13043 CHOCO RD, APPLE VALLEY, CA 92308-4536
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13043 CHOCO RD, APPLE VALLEY, CA 92308-4536

Mortgage

Document Number	0000404546
Date	Sep 7, 2021
Instrument	2021-0404546

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13043 CHOCO RD, APPLE VALLEY, CA 92308-4536
Transaction Type	Mortgage
Record Updated	Jul 1, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13043 CHOCO RD, APPLE VALLEY, CA 92308-4536

Mortgage

Document Number	0000278368
Date	Jun 18, 2021
Instrument	2021-0278368

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13043 CHOCO RD, APPLE VALLEY, CA 92308-4536
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000385965
Date	Oct 25, 2019
Instrument	2019-0385965

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$358,252 (+2%) Land $39,204 Building $319,048
2025	$4,128.00 (+3.77%) Homeowner's exemption	$351,227 (+4.04%) Land $38,435 Building $312,792
2023	$3,978.00 (+1.51%) Homeowner's exemption	$337,588 Land $36,942 Building $300,646
2022	$3,919.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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