12983 Mariners Cir, Lusby, MD 20657 Property Records

Calvert County property record for 12983 Mariners Cir, Lusby, MD 20657

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.36 acres (15,681 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Dec 2023)
Tax Bill	$325 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-181408`

Property Details

APN / Parcel Number

Primary APN	`01-181408`
Alternative APNs	`1181408` `181408`

Exterior

Lot Area	15,681 sqft (0.36 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	181408
Street Address	12983 MARINERS CIR
City	LUSBY
State	MD
Zip	20657-2615
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R
Legal Description	LT 1 SEC 2-T CHES RANCH ESTS
Legal Subdivision	CHESAPEAKE RANCH ESTATES
Legal Lot Number	1
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	3
Census Block	3016
Census Tract	860901

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12977 MARINERS CIR, LUSBY, MD 20657-2615
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 12, 2023	Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Dec 30, 2020	Grant Deed, Transfer TITLE SERVICE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2023 · Amount on Record
Deed Sale	Dec 12, 2023 · Amount on Record
Prior Sale	Dec 30, 2020 · Amount on Record
Deed Book / Page	6513 / 322
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12983 MARINERS CIR, LUSBY, MD 20657-2615
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068030173
Date	Oct 21, 2025
Book Page	6803/173

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 12, 2023
Property Address	12983 MARINERS CIR, LUSBY, MD 20657-2615
Document Number	0065130322
Book / Page	6513 / 322
Map Reference	MB 1 PG 98
Instrument Date	Dec 1, 2023
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12977 MARINERS CIR, LUSBY, MD 20657-2615

Mortgage

Document Number	0065130329
Date	Dec 12, 2023
Instrument	6513/0329

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 30, 2020
Property Address	12983 MARINERS CIR, LUSBY, MD 20657-2615
Document Number	0058090003
Book / Page	005809 / 000003
Instrument Date	Dec 2, 2020
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	TITLE SERVICE

Transaction

Amount	Amount Recorded
Tax	$10.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12983 MARINERS CIR LUSBY MD 20657, LUSBY, MD 20657

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,600 (-) Land $4,600	$4,600 (-) Land $4,600
2025	$325.00 (+591.49%)
2023	$47.00	$4,600 Land $4,600	$4,600 Land $4,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 88% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mariners Cir

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