1. Home
  2. Maryland
  3. Calvert County
  4. Lusby
  5. Mariners Cir

12963 Mariners Cir, Lusby, MD 20657 Property Records

Calvert County property record for 12963 Mariners Cir, Lusby, MD 20657 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,950 sqft · built 1996
Lot Size0.349 acres (15,200 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Feb 2020)
Tax Bill$4,313 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-181475

Property Details

APN / Parcel Number

Primary APN01-181475
Alternative APNs
  • 1181475
  • 181475

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,950 sqft Total Area
Basement Area816 sqft
Finished Basement816 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,200 sqft (0.349 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area378 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number181475
Street Address12963 MARINERS CIR
CityLUSBY
StateMD
Zip20657-2615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 11 SEC 2-T CHES RANCH ESTS
Legal SubdivisionCHESAPK RAN ES
Legal Lot Number11
JurisdictionCALVERT MD
Township / Civil Division1, SOLOMONS ISLAND
Census Block Group3
Census Block3016
Census Tract860901

Owner

Source: Calvert County records · APN 01-181475

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12963 MARINERS CIR, LUSBY, MD 20657-2615
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 13, 2020 · Amount on Record
Deed SaleFeb 13, 2020 · Amount on Record
Prior SaleApr 18, 1997 · Amount on Record
Deed Book / Page5529 / 106
Prior Transfer DateOct 09, 2009
Prior Transfer Doc0034040105
Record UpdatedJun 08, 2026

February 2020: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateFeb 13, 2020
Property Address12963 MARINERS CIR, LUSBY, MD 20657-2615
Document Number0055290106
Book / Page5529 / 106
Map ReferenceMB JLB 1 FO 98
Instrument DateFeb 11, 2020
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$650.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12963 MARINERS CIR, LUSBY, MD 20657-2615

Mortgage

Document Number0005529110
DateFeb 13, 2020
Instrument5529/110
Lender
NameNRL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,313.00 (+43.05%)$359,267 (+23.8%)$393,800 (+35.7%) Land $64,300 Building $329,500
2023$3,015.00$290,200 Land $64,300 Building $225,900$290,200 Land $64,300 Building $225,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098609013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011, rainfall accumulation, Hurricane Irene

Wildfire

Wildfire RiskModerate
above 57% of the US · above 91% of Maryland
Wildfire LikelihoodAbout 1 in 806 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Mariners Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures