12976 Mariners Cir, Lusby, MD 20657 Property Records

Calvert County property record for 12976 Mariners Cir, Lusby, MD 20657 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,243 sqft · built 2002
Lot Size	0.693 acres (30,203 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (Jun 2002)
Tax Bill	$3,876 (2025)
Deeds & Mortgages	May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-181483`

Property Details

APN / Parcel Number

Primary APN	`01-181483`
Alternative APNs	`1181483` `181483`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,243 sqft Total Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	30,203 sqft (0.693 acres)
Garage Type	Built-in
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	105 sqft
Deck Area	488 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	181483
Street Address	12976 MARINERS CIR
City	LUSBY
State	MD
Zip	20657-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 13R SEC 2-T CHES RANCH ESTS
Legal Lot Number	13R
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	3
Census Block	3018
Census Tract	860901

Owner

Source: Calvert County records · APN 01-181483

Assessment roll updated July 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12976 MARINERS CIR, LUSBY, MD 20657-2608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 18, 2002 · Amount on Record
Deed Sale	Jun 18, 2002 · Amount on Record
Prior Sale	Feb 07, 2001 · Amount on Record
Deed Document Number	20024406
Deed Book / Page	1596 / 474
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12976 MARINERS CIR, LUSBY, MD 20657-2608
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053550329
Date	May 06, 2019
Book Page	5355/329

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,876.00 (+40.74%) Homeowner's exemption	$318,700 (+20.22%)	$345,500 (+30.33%) Land $68,100 Building $277,400
2023	$2,754.00 Homeowner's exemption	$265,100 Land $68,100 Building $197,000	$265,100 Land $68,100 Building $197,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098609013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011, rainfall accumulation, Hurricane Irene

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 91% of Maryland
Wildfire Likelihood	About 1 in 806 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.