St. Louis County property record for 1298 N Cedar Lake Rd, Ely, MN 55731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,456 sqft · built 1978 |
| Lot Size | 2.52 acres (109,771 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,498 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 465-0020-01695 |
| Primary APN | 465-0020-01695 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Gross Area |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 364 sqft |
| Finished Basement | 364 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Logs |
| Construction Type | Log |
| Lot Area | 109,771 sqft (2.52 acres) |
| Garage Area | 2,248 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 914 sqft |
| Storage Building | 192 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 15216 |
|---|---|
| Street Address | 1298 N CEDAR LAKE RD |
| City | ELY |
| State | MN |
| Zip | 55731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | THAT PART OF LOT 2 ASSUMING W LINE OF LOT 2TO LIE N01DEG38'53"W & FROM SW COR RUN N01DEG38'53"W ALONG W LINE 200 FT THENCE |
| Legal Range | 12W |
| Legal Township | 63N |
| Legal Section | 13 |
| Legal Subdivision | MORSE TOWN OF |
| Legal Lot Number | 2T |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MORSE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 15401 |
1298 N Cedar Lake Rd is owned and occupied by an individual.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 462, ELY, MN 55731-0462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 1298 N Cedar Lake Rd was $2,498 with a homeowner's exemption, up 11.2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Morse Township |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,498.00 (+11.22%) Homeowner's exemption | ||
| 2025 | $2,246.00 (-8.1%) Homeowner's exemption Disabled Person's exemption | $335,100 (+2.85%) Land $133,100 Building $202,000 | $335,100 (+2.85%) Land $133,100 Building $202,000 |
| 2024 | $2,444.00 | $325,800 Land $133,100 Building $192,700 | $325,800 Land $133,100 Building $192,700 |
| 2022 | $318,600 Land $126,500 Building $192,100 | $318,600 Land $126,500 Building $192,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1298 N Cedar Lake Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1298 N Cedar Lake Rd is moderate, ranking above 56% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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