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1285 N Cedar Lake Rd, Ely, MN 55731 Property Records

St. Louis County property record for 1285 N Cedar Lake Rd, Ely, MN 55731

Property Summary

Property TypeSeasonal / Vacation Home
Details5 bd · 3 ba · 1,744 sqft · built 1996
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Last Sale$865,000 (Jun 2014)
Tax Bill$6,948 (2026)
Flood ZoneZone X (minimal risk)
APN465-0020-01692

Property Details

APN / Parcel Number

Primary APN465-0020-01692
Alternative APN
  • 970419

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,744 sqft Gross Area
1st Floor Area1,488 sqft
Basement Area1,037 sqft
Finished Basement1,037 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleRustic
Exterior MaterialLogs
Construction TypeLog
Lot Area217,800 sqft (5 acres)
Garage Area3,315 sqft

Exterior Amenities

PorchPatio
Porch Area208 sqft
Deck Area1,379 sqft
Patio Area216 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelPropane

Location & Zoning

Account Number970419
Street Address1285 N CEDAR LAKE RD
CityELY
StateMN
Zip55731
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeSMU
Legal DescriptionPART OF LOT 2 COMM AT SW COR THENCE N 1DEG 38 MIN 53 SEC W ALONG W LINE 200 FTTHENCE N 87 DEG 57 MIN 34 SEC E 623.14FT THENCE
Legal Range12W
Legal Township63N
Legal Section13
Legal SubdivisionMORSE TOWN OF
Legal Lot Number2
JurisdictionST LOUIS MN
Township / Civil DivisionMORSE
Census Block Group1
Census Block1001
Census Tract15401

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1790 BERKELEY AVE, SAINT PAUL, MN 55105-2028
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2014 · Amount on Record
Deed SaleJun 3, 2014 · Amount on Record
Prior SaleAug 3, 2001 · Amount on Record
Deed Document Number20141238733
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionMorse Township
Unified School DistrictEly Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,948.00 (+2.87%)
2025$6,754.00 (+11.01%)$691,700 (+2.44%) Land $261,100 Building $430,600$691,700 (+2.44%) Land $261,100 Building $430,600
2024$6,084.00$675,200 (+9.04%) Land $261,100 Building $414,100$675,200 (+9.04%) Land $261,100 Building $414,100
2022$619,200 Land $247,900 Building $371,300$619,200 Land $247,900 Building $371,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 93% of Minnesota
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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